Nevada Medicare is a federal program and you qualify for it generally at age 65. Medicaid is a state program funded by the federal government and you can get Medicaid at any age although most people get Medicaid under the age of 65.
“I find that the biggest part of the confusion is that many people call Medicare, “Medicaid”. I am going to talk only about Medicare,” states Frank Arbizu President of Nevada Health Insurance Specialists.
Nevada Health Insurance Specialists, based in Las Vegas, have affiliations with all the major insurance companies. Unlike many other insurance agencies they are not restricted to any particular insurance company. This freedom allows them to provide the best options at affordable pricing that meets the unique needs of each individual client.
Arbizu continues, “When you turn 65, you have 5 options.
1.) You may still be employed and continue to use the Health Insurance that your employer provides.
2.) You can use Original Medicare (Part A and Part B). This option DOES NOT cover all your medical expenses. It can cost you thousands of dollars to use only this plan !
3.) You can enroll in a Part D plan (Think of D for drugs/Rx). This plan usually covers most of your drug/Rx expenses.
4.) You can enroll in a Medicare Advantage plan. This plan covers most of your medical and drug/Rx expenses and many times has a very low monthly cost.
5.) You can enroll in a Medicare Supplement plan. This plan covers most of your medical expenses but none of your drug/Rx costs. The monthly premiums can range from about $140.00 per month to double that amount or more depending on your age.”
“To fully explain the above 5 options would take pages and pages and you would probably be more confused than when you first started reading.”
“The Nevada Medicare system was designed to be simple, but in reality, confuses many seniors. We simplify the process for beneficiaries and those that are researching plans on behalf of their parents,” concludes Arbizu.
For a FREE discussion and advice on Nevada Medicare, Frank Arbizu may be reached directly at 702-573-7766 or visit the company website at http://www.NevadaHealthInsuranceSpecialists.com
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