Tim Shrum State Farm Insurance Agent is pleased to announce that the State Farm Nashville TN agency offers a range of articles and insurance products to improve the ability to plan for the future and to provide safety in the present. The local State Farm Insurance Agency in Nashville, TN provides Auto Insurance, Home & Property Insurance, Life Insurance, Small Business Insurance, Banking and other products and services. Shrum has the knowledge and experience to work with customers in order to customize their insurance coverage. More informational content is available on the website.
A recent article was titled, “3 Reasons Why Auto Insurance Rates Are Going Up”. The cost and frequency of auto insurance claims are rising. To help cover these costs and help make sure clients and their assets are properly protected, auto insurance rates are increasing industry-wide. Three reasons why many clients are seeing an increase in their rates include more miles driven, distracted driving and rising repair costs.
Tim explained, “It may seem that these increasing rates are obvious and that the first two are difficult to resolve. Lower gas prices mean that vehicle owners can afford to drive more miles. More miles are linked to more opportunities or risks of accidents. In turn, more accidents mean more claims against the insurance carrier. The best way to counter the increased risk of accidents is to make sure that you follow good driving habits, such as seat belts and obedience to all traffic laws.”
Distracted driving is another major cause of accidents while operating a vehicle. Drivers are encouraged to turn off all hand-held mobile devices and to insist that front seat passengers refrain from using their devices while the vehicle is operating. The third reason for rising costs is due to increased repair costs for vehicles. Materials are more expensive and labor to make the repairs is also more costly.
Contact Person: Tim Shrum – State Farm Insurance Agent
Email: Send Email
Phone: (615) 922-2680
Address:1205 4th Ave N
State: TN 37208
Country: United States