By Zoey Thompson
Litchfield, NH – Grimard Financial Group has been providing detailed and customized financial management services for a decade and a half, leading clients safely into retirement and financial security. In financially challenging times they believe it is appropriate to make all of their clients aware of those solutions available for retirees and pre-retirees so that they can best manage their estate and overall financial plans. To that end the Grimard’s work with local CPA’s and attorneys to help maximize value as well as provide positive options for consideration. Bob and Dawn Grimard have been providing both workshops and individual consultations in order to help their clients develop the knowledge to make sound decisions.
“We live in trying financial times,” explains Dawn Grimard. “It’s important that we help our clients feel confident about their retirement savings strategies. It is vital that we educate our clients so that they can make the right decisions for their financial goals.”
The respected New Hampshire firm works to educate on how to use life insurance as a –legal—tax free income, find methods of paying long-term care without buying traditional long term care policies, and how to use a combination of insurance and annuity products to grow funds and survive the fluctuation of the markets without losses. Their goal is to maximize retirement income and even allow people to live out their lives and still leave a legacy to their heirs.
“Most people are just not ready for retirement,” explains Bob Grimard. “What we used to think was necessary is insufficient due to inflation, cost of living increases and tax laws. That’s why smart financial advisors are using a combination of financial solutions to ensure that people have exactly what they need.”
In the couple’s educationally based workshops, they discuss topics such as: alleviating risk in the client’s portfolio, securing future retirement income by mitigating sequence of returns risk, identifying money falling through the cracks, and demonstrating the most important equation in retirement; taxes.
The couple invites anyone who wishes to learn more about their options to give them a call today.