Presents Latest Information on Corona Virus & Business Interruption Insurance Coverage Presents Latest Information on Corona Virus & Business Interruption Insurance Coverage
Learn More on whether Business Interruption Insurance Covers COVID-19

26th March, 2020 – General Liability Insure presents the latest information on Corona Virus and Business Interruption Insurance Coverage in the wake of COVID-19. Corona Virus has taken the world by storm and in a devastating way. Almost every business sector has been strongly hit by this pandemic. All the countries that have been affected by this virus are making serious efforts to contain the virus, to prevent it from overwhelming the medical facilities, to stop it from taking any lives. And so many restrictions have been placed on hotels and restaurants, amusement parks, salons, movie theaters, special events, and other non-essential businesses to put a halt on their business activities. All these businesses have or are still experiencing financial distress. There are many commercial property policies that also include business interruption coverage. Does business interruption insurance cover COVID-19 Coronavirus?

The coverage pays for the lost income and other expenses. At this juncture, it is important to understand whether the business interruption insurance covers coronavirus. Will this insurance protect the business owners affected by this virus? The first thing that any business, covered under this insurance, should do is to go through their policy carefully. If the policy has this in the exclusion, businesses do not stand a chance at coverage of income losses due to coronavirus. However, if the policy DOES NOT have this in the exclusion, the businesses should immediately start their claim process. 

The previous SARS pandemic has alerted many insurance companies and they have started excluding the provisions for these kinds of viral outbreaks. Business owners can click on the link below to understand more about Business Interruption Insurance Coverage in detail. The general liability insurance policy which is most common for any business protects the business from 3rd party claims or property damage. The coronavirus pandemic is not caused by the company and hence it does not cover any bodily injury, property damage, etc. So, this too will not cover losses from COVID-19. There are speculations that if the businesses can offer proof that coronavirus was found on the physical premises of the commercial property, businesses might claim a direct physical loss to the property; in this case, a business policy might cover the losses. Business owners are advised to discuss with their insurance agents to find out more about their policy specifics. 

Does Business Interruption Insurance cover COVID-19? Visit 

About General Liability Insure

General Liability Insure is a commercial insurance brokerage company that helps small businesses find the best business insurance according to their business needs. 


Media Contact
Company Name: General Liability Insure
Contact Person: Ethan Andrew
Email: Send Email
Phone: (212) 235-2003
Address:99 Wall St
City: New York
State: New York 10005
Country: United States