Prattville, Alabama is no stranger to auto accidents, and drivers who travel down Cobbs Ford Road during rush hour every day are aware of the frequency of traffic accidents. Statistics show that Cobbs Ford Road, Hwy 31, Hwy 14, and Interstate 65 are areas within Prattville where auto accidents happen most often. Despite the city’s best efforts, a traffic accident is likely to happen before 8 am on any given weekday. When an auto accident happens, Alabama state laws require drivers to contact law enforcement when there is at least $250 worth of damage or any serious injuries.
Did You Comply With Auto Insurance Laws?
All auto owners in Alabama are required to purchase and maintain at least auto liability coverage. The current minimums are $25,000 for bodily injuries with a maximum of $50,000 and $25,000 for property damage. The Department of Motor Vehicles has a new system that monitors auto insurance coverage closely, and drivers will receive a notice if the DMV needs new proof of insurance.
After an auto accident, all parties involved must show law enforcement proof of their insurance to verify they are compliant with the law. Auto owners who need more details about auto coverage requirements visit https://www.vancelawfirm.com/contact-us/ now.
Ways to Collect Compensation
After an auto accident, victims have two options for getting compensation. They can collect auto insurance information from the at-fault driver and file a claim through their auto insurer, or the victim could file a lawsuit against the accountable driver. If the victim has comprehensive and collision coverage, they may also have coverage for their medical costs and auto expenses through their policies. If an at-fault driver doesn’t have auto insurance, a lawsuit may be the most suitable solution.
What Is a Comparative Fault Ruling?
A comparative fault ruling is a way to hold the victim accountable for any moving violations they committed that contributed to the accident. According to the ruling, the court applies a percentage to each moving violation, and they decrease the potential monetary award by the overall percentage applied.
If a victim is more than 50% at fault for the accident, they will not receive a monetary award in their case. However, the defense must have viable evidence that shows each moving violation and dismisses the victim’s claim.
Where to Get Legal Help
The Vance Law Firm offers comprehensive help with personal injury claims, and Stewart Vance has been an attorney in the state of Alabama since 1998. The law firm provides consultations for anyone who has been injured due to no fault of their own, and they help families who have lost a loved one because of avoidable circumstances. Victims of auto accidents can find out more about the services by visiting https://www.vancelawfirm.com/ right now.
What Happens When the At-Fault Driver Was Drunk?
If an auto accident was caused by a drunk driver, the intoxicated driver faces the penalties of a DUI plus charges for causing an auto accident if any party sustains injuries. The penalty for personal injuries is a prison sentence of up to five years.
However, if the victim dies, the drunk driver is charged with criminally negligent homicide. They will face a class C felony and penalties that include a prison sentence of up to 10 years and fines that won’t exceed $10,000. The family of the victim can also collect compensation through a wrongful death lawsuit.
Auto accident cases in Prattville, Alabama, have varying outcomes, and it takes a personal injury attorney to explain how to get started. Victims of these accidents can consult an attorney about what step to take next.
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