A bad or low credit score is never a palatable situation. People with a low or bad credit score will have a hard time getting loans to buy a new car, home, open a business, and the list goes on. Today, 79 percent of Americans have at least one mistake on their credit report, which comes with severe consequences. Despite the growing number of persons with a bad credit score, it is difficult to find reliable information about improving a credit score.
The last thing anyone needs is more stress, but if a bad credit score is not tackled immediately, it will worsen. On this note, Robert and Hawa Richards have founded Redemption Credit Repair, which seeks to train and teach people the exact steps they took to improve their credit scores. Having suffered from the consequences of a bad credit score, hiring a costly service and not getting any results, and paying a lot of money after nine months, Robert and Hawa set out to fix their credit score, which they did.
Today, the couple, having improved their credit score and helped family and friends to do the same, have decided to spread their knowledge to help as many Americans who have a bad credit score through the Redemption Credit Repair coaching program. Participants in the credit repair coaching program by Robert and Hawa will enjoy free credit consultation, in-depth credit analysis, and credit recommendations.
“We are on a mission to help change people’s lives, by coaching them on how to redeem their credit,” affirmed Robert Richards. “In today’s society, if you make one late payment, you get severely punished for it and today your credit score affects everything from insurance rates and interest rates to even your job. We want to educate people on how to best navigate these challenges and get their lives back.”
During the training, Robert and Hawa will work with the credit bureaus and creditors to challenge the negative report items that affect students’ credit scores. Students will experience 24/7, easy access to their accounts for live status updates on improvements on their credit reports and scores. In addition, the organizers will help participants maximize their scores so students can achieve their goals and learn how to maintain excellent credits long after their work is complete.
About Robert and Hawa Richards
Robert graduated from the University of Delaware and has over 23 years in the Financial Services Industry. He’s helped 1000’s of Family’s and Small Businesses achieve their Financial Goals and Objectives. Robert has his Masters of Science in Financial Services (MSFS) and won several awards over the years for customer service. At one time, he was named “One of The Top Financial Consultants in New Jersey”.
Hawanatu “Hawa” emigrated over 20 years ago from Sierra Leone. During the Civil War or Blood Diamond era, rebels were sent to kill her and her family. She was able to escape by hiding in the woods for over a week. Finally, joining her family here in the United States, she pursued a career in modeling and, after a few years, became a Certified Nurses’ Aide.
Both Robert and Hawa have many years of experience evaluating credit and guiding consumers to assert their legal rights.