Capital Home Mortgage Originates FHA Loans With Credit Scores Under 580

Capital Home Mortgage is a direct mortgage lender and servicer. They still originate FHA loans for clients with credit scores as low as 500. Capital Home Mortgage handles the loan from start to finish, allowing them to keep fees low and keeps closings on time.

Capital Home Mortgage is a direct mortgage lender and servicer. The company handles all aspects of mortgages, origination, processing, underwriting, and funding, all under one roof. This control allows Capital Home Mortgage to still originate FHA loans for clients with credit scores under 580 and down to 500 when other mortgage lenders would decline the application. 

Homebuyers can begin their loan application with Capital Home Mortgage online. The application can be completed in less than five minutes and allows homebuyers to start their home buying journey with ease. Prospective homebuyers can also receive a free, no-obligation rate quote on the company’s website. Buyers will work with a mortgage professional who focuses solely on home mortgage lending, which provides a smooth mortgage lending experience.

Once the application has been accepted, Capital Home Mortgage prides itself on an exceptional customer experience. The company controls the loan from application to funding, allowing them to consistently close on time and provide excellent rates and keep fees low. The company’s Managing Director, Conor Hayhurst, oversees production and business development. He works closely with loan originators to expand their teams and open new connections and business partnerships across the nation. These relationships help Capital Home Mortgage pass on the savings and knowledge to their customers, enhancing the mortgage lending experience.

Capital Home Mortgage, powered by Sun West Mortgage Company, Inc., is based in Texas, but their team of 11 loan officers can assist their clients in servicing loans in 48 states. In addition to FHA loans for those with credit scores under 580, the company offers a complete line of mortgage products, including VA home loans, jumbo home loans, reverse mortgages, and more. For more information or to start a loan application, visit

“Our progressive approach to mortgage lending, along with our streamlined procedures, is our way of making the American Dream of homeownership a reality for our customers,” Managing Director Conor Hayhurst said.

About the Company:

Capital Home Mortgage offers a complete line of mortgage products for every mortgage need. Whether a client is looking to purchase their first home, refinance their current mortgage, or consolidate debt, Capital Home Mortgage’s highly experienced capital home mortgage team of professionals works with them to find the best loan program for their budget and needs.

Media Contact
Company Name: Capital Home Mortgage, powered by Sun West Mortgage Co. Inc., NMLS# 3277
Contact Person: Conor Hayhurst, NMLS#743506
Email: Send Email
Phone: 214-372-0015
Address:2300 Highland Village Rd., Ste 2218
City: Highland Village
State: TX 75077
Country: United States