How to Secure Low-Cost FDIC Bank Financing: A 2023 Guide to Navigating an Economic Slowdown

Trusted business partner, Value Capital Funding, supports small businesses acquire bank financing with its specialization and easy processing.

In the current state of economic affairs, many businesses continue to struggle to make ends meet with the limited funding available to better their revenue streams. This is where loans that can help jumpstart the business come in.

However, like with anything else that involves money, choosing the right loan and capital partner is a risk. A trusted company, Value Capital Funding, ensures to empower businesses to make an informed decision before subscribing to bank financing.

The challenge now is to secure a low-cost loan with the support of its expert team. “With a hostile Federal Reserve, now more than ever is not the time to be complacent,” said one of their three family member – Principals, Barry Kornfeld. He fully understands the businesses’ struggles when securing a loan as a principal owner of a family business himself. This serves as one of his motivations to share his expertise in the field to help fellow business owners.

Specializing in securing low-cost, monthly pay FDIC Bank Term Loans & Lines of Credit, Value Capital Funding has no upfront fees and offers an interest rate range of 8.9% – 12.6% all-in APR. Business owners do not have to pick whether they should apply for a Bank Term Loan or a Line of Credit (LOC) since a single application package for a business starts the process for both. They will be able to receive offers for the maximum amount that they qualify for.

There are only a few requirements to apply. This includes 660 minimum with all three bureaus of FICO, at least two years in business, a minimum of $250,000 annual revenues for the past two years. All industries are welcome at this time except cannabis-related businesses, due to federal banking laws.

Interested applicants need to complete the one-page fillable Working Capital Application and submit their full credit report from where they can download it for free. They must submit other necessary documents which can be found on their website at Upon following the easy steps mentioned, business owners just need to wait for the good news from Value Capital Funding.

Some may be worried if they have an existing debt on their business’s balance sheet. Fortunately, this is not the only basis for qualifying for the loan as it is just one more data point used. It’s a matter of properly gauging other metrics and seeing if they can afford a potential new debt. To know more about FDIC bank financing and Value Capital Funding, visit their website now!

About Value Capital Funding

Value Capital Funding specializes in securing low-cost FDIC Bank Term Loans & Lines of Credit and restructuring MCA and other high-cost factored loan products. It also helps businesses that are struggling to make their MCA debt payments.

Media Contact
Company Name: Value Capital Funding
Contact Person: Barry Kornfeld, Principal
Email: Send Email
Phone: 561-288-4510
Country: United States