Author: admin

Sam Bennett discusses maximizing home value. 

Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-sam-bennett-real-estate-agent-with-opt-real-estate/

Sam Bennett delves into the multifaceted nature of design in real estate, going beyond mere aesthetics like colors and furniture placement. Initially associating design with swatches and drapes, she quickly clarifies that in real estate, design encompasses foundational elements such as HVAC, plumbing, and drainage systems. Understanding these crucial elements is essential for interior designers as it enables them to make informed decisions when redesigning a space, potentially increasing its value.

Moreover, Mike Saunders and Sam Bennett discuss the importance of considering the return on investment for various renovations in interior design. They stress the need for thorough research to determine whether a particular renovation, like a kitchen remodel, will truly add value to the property. Given the expense involved in redesigning a space, it becomes crucial to weigh personal enjoyment against the potential impact on future buyers.

Overall, the episode underscores that design in real estate extends beyond aesthetics, emphasizing the significance of comprehending foundational elements and considering the financial implications of renovations.

Sam Bennett highlights the resurgence of the Portland real estate market, which is rapidly gaining momentum. Sam notes that steady interest rates have sparked increased interest from buyers. In contrast to the past couple of years when fluctuating interest rates slowed down the market, real estate agents had to focus on relationship building and follow-up. However, with interest rates now stable, clients are more understanding, and the media is promoting it as an opportune time to buy.

Sam shared: “I think interest rates are steady and clients seem to be understanding them more. The media seems to be on our side saying now is a good time. My phone has been ringing off the hook. People are excited to buy.”

About Sam Bennett

Sam is the owner and founder of her own residential remodeling company as well as a licensed real estate agent in both Oregon and Washington. She and her husband, Travis, bought their Happy Valley home through the team that would become her brokerage, Opt Real Estate (then The Drew Coleman Team). The team also secretly video-captured his marriage proposal at one of their favorite places, Cannon Beach.

Sweet, fun, efficient, and hardworking, Sam has been in the residential industry since 2012. She graduated from Colorado State University with degrees in both apparel and interior design and with an offer already in hand for a position as a professional interior designer at a design/build firm.

Between her love for working with homeowners and three years’ worth of prodding from her Realtor® husband, she eventually became licensed as a real estate agent herself. Clients find that Sam’s eye for design can help them to see what is possible within a space while her attention to detail ensures no deadlines on the transaction are missed.

“My clients find ease and fun with our process. My purpose is to really get to know you and your family so together we can make this custom experience enjoyable and easy.”

In her free time, Sam writes pop-punk songs with her husband and plays bass for the band they created, “all in ur head”. “Travis and I go to Guitar Center so often that a number of the employees know us by name.” Besides auditioning for modeling and acting gigs, she loves to take their RV out to the coast or visit their favorite jaunts across Portland. They especially love Tusk NW, The Original Halibuts, and venues like the Hawthorne Theatre and Crystal Ballroom.

When they’re not walking the trails in their neighborhood, you can catch the couple alternating between the one-wheel and electric scooter. “Sometimes we bring our very athletic bulldog, Sonny. Rubble, our other bulldog, is not so athletic – he keeps the sofa warm for us while we’re cruising around the neighborhood.”

Learn more:
https://theopt.com/

Media Contact
Company Name: Marketing Huddle, LLC
Contact Person: Mike Saunders, MBA
Email: Send Email
Phone: 7202323112
Country: United States
Website: https://www.AuthorityPositioningCoach.com

Jonathan Leonard discusses insights into market risk.

Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-jonathan-leonard-founder-of-leonard-financial-solutions-discussing-market-risk/ 

 Balancing risk and volatility is a crucial aspect of managing one’s investments and financial portfolio. In a podcast episode featuring Jonathan Leonard, the founder of Leonard Financial Solutions, he emphasizes the importance of understanding and assessing an individual’s risk tolerance when developing an investment strategy.

When working with new clients, Leonard begins by gauging their comfort level with risk. Some individuals may be more risk-averse and prefer greater protection from market volatility, while others may be willing to take on more risk for the potential of higher returns. Age also plays a role in determining risk tolerance, with older clients often seeking more stability in their investments as they approach retirement.

The goal is to strike a balance between protecting against volatility and not missing out on market opportunities. Leonard explains that it is essential to educate clients about their various options and the potential outcomes of different investment approaches. While younger individuals may have more flexibility to take on greater risks, older individuals need to consider adding protection to their portfolios to mitigate potential losses.

The analogy of standing in line at a grocery store is used to illustrate the fear of missing out on opportunities. Just as one might second-guess their choice of a checkout line, investors may feel tempted to chase the latest investment trend or sector that appears to be performing well.

Chasing investments can be detrimental as it often involves making impulsive decisions based on short-term market movements. This behavior can result in buying assets at inflated prices and selling them at a loss when the market corrects itself. It is crucial to maintain a long-term perspective and avoid succumbing to the allure of quick gains.

The key to balancing risk and volatility lies in finding a middle ground. This involves understanding a person’s risk tolerance and investment goals, as well as considering the time horizon for financial objectives. While it is essential to protect against market volatility, it is equally important not to miss out on potential growth opportunities.

Jonathan explained: “There must be some sort of balance where we’re protecting from volatility without being too conservative and missing all that market upside. I think a lot of it is just educating clients on their different options at that point.”

Jonathan also added: “I work with retirees and pre-retirees and specialize in the retirement planning process for them.”

About Jonathan Leonard

Jonathan founded Leonard Financial Solutions out of his strong desire to improve the lives of everyone he meets. For the majority of his career, Jonathan has worked for non-profit companies and in church ministry. Seeking a change of career while still passionate about helping people, Jonathan branched into the insurance and financial services industry to provide his clients with access to all of the best products available with holistic strategies to tie everything together into one comprehensive plan.

It is Jonathan’s main focus to build his practice based off of honesty and integrity. He cares more about serving his client’s best interests rather than making a “sale.” If you have an existing policy or plan that already suits your needs, Jonathan will always let you know that you are in good hands. He prides himself on ensuring every client he meets finds value in investing their time with him.

Learn More: http://www.leonardfs.com/

Recent news and interviews:

• Jonathan Leonard Discusses Longevity Risk:

https://authoritypresswire.com/jonathan-leonard-founder-of-leonard-financial-solutions-interviewed-on-the-influential-entrepreneurs-podcast-discussing-longevity-risk/

Media Contact
Company Name: Marketing Huddle, LLC
Contact Person: Mike Saunders, MBA
Email: Send Email
Phone: 7202323112
Country: United States
Website: https://www.AuthorityPositioningCoach.com

Jonathan Leonard discusses navigating risk and longevity in retirement planning.

Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-jonathan-leonard-founder-of-leonard-financial-solutions-discussing-longevity-risk/ 

The importance of comprehensive retirement planning is ensuring individuals have enough money to sustain themselves throughout their retirement years. Jonathan Leonard highlights the significance of long-term considerations, such as potential health deterioration and increased care needs as individuals age. The episode introduces the concept of “go years” and “slow years” in retirement planning, where individuals tend to be more active and engaged in their 60s and early 70s but may experience reduced mobility and travel less in their late 70s and 80s.

Furthermore, the episode delves into the average rate of return in markets, typically ranging from 6% to 8%. This information is used to construct retirement plans that can withstand market fluctuations. Jonathan Leonard addresses the fear of running out of money in retirement and assures listeners that the principles discussed in the episode can alleviate this concern. Long-term care planning is also emphasized, as unexpected care needs can significantly impact retirement finances. Lastly, Jonathan underscores the current life expectancy in the United States, which is around 79 years old, underscoring the need for retirement plans that accommodate potentially longer lifespans.

Jonathan Leonard recommends a two-bucket strategy for retirement planning. This approach involves dividing assets into two categories: a growth bucket and a protected bucket. The growth bucket is subject to market fluctuations, while the protected bucket primarily serves income purposes and is shielded from losses.

The purpose of this two-bucket approach is to mitigate risks and ensure shared assets between spouses. By having a protected bucket for income needs, couples can rely on a steady stream of income without worrying about market fluctuations. This provides a sense of security and helps guarantee financial stability throughout retirement.

Additionally, Jonathan emphasizes that when planning for a married couple, the strategy is designed to benefit both spouses. Plans are created to consider the needs and goals of each individual. By accounting for the lifespan and longevity of each spouse, the two-bucket strategy can be adjusted accordingly to ensure both individuals are financially secure throughout their retirement years.

Jonathan explained: “I work with retirees and pre-retirees and specialize in the retirement planning process for them.”

About Jonathan Leonard

Jonathan founded Leonard Financial Solutions out of his strong desire to improve the lives of everyone he meets. For the majority of his career, Jonathan has worked for non-profit companies and in church ministry. Seeking a change of career while still passionate about helping people, Jonathan branched into the insurance and financial services industry to provide his clients with access to all of the best products available with holistic strategies to tie everything together into one comprehensive plan.

It is Jonathan’s main focus to build his practice based on honesty and integrity. He cares more about serving his client’s best interests rather than making a “sale.” If you have an existing policy or plan that already suits your needs, Jonathan will always let you know that you are in good hands. He prides himself on ensuring every client he meets finds value in investing their time with him.

Learn More: http://www.leonardfs.com/

Media Contact
Company Name: Marketing Huddle, LLC
Contact Person: Mike Saunders, MBA
Email: Send Email
Phone: 7202323112
Country: United States
Website: https://www.AuthorityPositioningCoach.com

The National Black Business Pitch is an unparalleled platform that empowers and celebrates the ingenuity of Black-owned businesses, fostering economic growth, and encouraging diversity in the entrepreneurial landscape. The 2024 edition of the competition promises to be bigger and better than ever, providing participants with a unique opportunity to gain exposure, secure funding, and connect with influential industry leaders.

Key details for the National Black Business Pitch 2024:

1. Application Period:

• Applications are now open and will be accepted until June 3,2024
• Entrepreneurs can apply online through the official NBBP website [www.nationalblackbusinesspitch.com].

2. Eligibility Criteria:

• Open to Black-owned businesses across all industries.
• Participants must be legal residents of the United States.
• Businesses at various stages of development are encouraged to apply.

3. Competition Structure:

• The pitch competition will consist of multiple rounds, including initial application screening, semi-finals, and a grand finale.
• Successful participants will have the opportunity to present their business ideas to a distinguished panel of judges.

4. Prizes and Recognition:

• Winners will receive cash prizes, mentorship opportunities, and invaluable exposure for their businesses.
• The National Black Business Pitch 2024 aims to showcase the diverse talent within the Black entrepreneurial community, highlighting the economic impact and innovation that Black-owned businesses bring to the marketplace.

5. How to Apply:

• Interested entrepreneurs can visit the official NBBP website [www.nationalblackbusinesspitch.com] to access the application portal and learn more about the competition guidelines.
• The application process is user-friendly, allowing participants to submit their business proposals easily.

6. Supporting Partners:

• The National Black Business Pitch is proud to collaborate with leading organizations committed to fostering diversity and inclusion in entrepreneurship.

The National Black Business Pitch 2024 represents a unique opportunity for Black entrepreneurs to turn their visions into reality, receive mentorship from industry experts, and secure the funding needed to propel their businesses forward.

The National Black Business Pitch is an annual competition that provides a platform for Black entrepreneurs to showcase their innovative business ideas, gain exposure, and access funding and mentorship opportunities. The competition aims to promote diversity and inclusion in entrepreneurship, celebrating the creativity and economic contributions of Black-owned businesses.

Media Contact
Company Name: WBEC-West
Contact Person: Tera Jenkins
Email: Send Email
Phone: 480-969-9232
Country: United States
Website: https://nationalblackbusinesspitch.com/

John Terry discusses discovering purpose and persistence.

Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-john-terry-the-black-belt-leader/

In this episode, John Terry emphasizes the importance of setting clear goals and priorities to maintain focus and achieve success. John explains that without well-defined goals, it becomes challenging to determine the necessary steps and track progress.

By having clear goals, individuals can have a clear direction and purpose, which helps in staying motivated and focused on tasks that lead to success. Additionally, the episode highlights the significance of prioritizing tasks and responsibilities. By understanding what needs to be done first and what can be addressed later, individuals can effectively manage their time and energy, avoid distractions, and stay on track toward achieving their goals.

John Terry also discusses the benefits of having a growth mindset and being open to learning and adapting. John explains that a growth mindset allows individuals to believe that their abilities and intelligence can be developed through dedication and hard work. This mindset encourages a love for learning and a willingness to take on challenges. By embracing a growth mindset, individuals become more resilient and better able to handle setbacks and failures.

He understands that setbacks are opportunities for growth and learning, rather than indications of their abilities. This mindset also fosters curiosity and a desire to improve oneself continuously. Additionally, having a growth mindset promotes a positive attitude towards feedback and criticism. Instead of viewing feedback as a personal attack, individuals with a growth mindset see it as a valuable tool for improvement. He actively seeks feedback and uses it to refine his skills and knowledge. Being open to learning and adapting is crucial in today’s rapidly changing world.

The episode highlights that those who are willing to learn and adapt are more likely to succeed in their personal and professional lives. They can acquire new skills, stay relevant in their industries, and navigate through challenges and uncertainties. Furthermore, being open to learning and adapting allows individuals to expand their horizons and explore new opportunities. Their current knowledge or skills do not limit them but are willing to step out of their comfort zones and embrace new experiences. This flexibility and adaptability enable individuals to seize opportunities and thrive in a constantly evolving world.

John explained: “You go from purpose to persistence, and that’s where the hard work begins. Once you discover your purpose, how do you fulfill that purpose? That’s where you persist until you succeed. There’s a price to pay if you want to get to the top of the mountain. And so, either you’re going to pay that price or somebody else is going to pay that price.”

About John Terry 

Dr. John is a 3-Time Martial Arts Hall of Fame inductee, 2-time Best-Selling Author, and international speaker, coach, and trainer committed to helping individuals and organizations become World-Class Masters of Who They Are and What They Do.  He is a 2021 recipient of the Presidential Lifetime Achievement Award and was recently named as one of the Brainz 500 Global Leaders & Influencers of 2023.

Learn more: https://www.beablackbeltleader.com/

Media Contact
Company Name: Marketing Huddle, LLC
Contact Person: Mike Saunders, MBA
Email: Send Email
Phone: 7202323112
Country: United States
Website: https://www.AuthorityPositioningCoach.com