Children and young people feel finance is a grown-ups’ world. Often, they believe one’s financial circumstances are decided by fate, rather than thinking that the kind of future they’d have depends on the decisions and actions they take today. It is now imperative for financial education to be taught to children and young people to support them understanding their financial future. The big thing keeping young people from financial success is limiting beliefs.
On this note, X’ernona Woods created Kid Millionaire. She operates programs to open up new paths and thought patterns that young people can follow to begin their financial journey. Kid Millionaire is an innovative after-school, summer, and during school program that teaches youths about personal development and the importance of having a healthy financial mindset and lifestyle.
Through the Kid Millionaire initiative, X’ernona releases books, organizes seminars and offers online courses to set youths on the path to financial freedom. Kid Millionaire programs are geared towards offering youths the ability to achieve set goals and live beyond limitations. Its mind-blowing post-school, summer, and prep enrichment program ensures each scholar receives a $25 Matching savings certificate enabled through its partnership with Marquette Bank.
Speaking about one of her illustrious achievements in supporting young people, The Illinois Secretary of State and State Librarian, The Honorable Jesse White, had this to say, “In the areas of finance and budgeting, “Save That Penny For A Sunny Day” serves as a catalyst for youth to accelerate their learning pace with improved thinking skills and an expanded repertoire of ideas and concepts. As young people learn from the monetary aspects and components emphasized in this literary effort, they increase their competitive edge and forge liaisons to future opportunities and growth. Unquestionably, Woods’ financial learning approach will foster viable work processes and sharing of fresh knowledge.”
At the core of X’ernona Woods programs and courses is personal development, which supports embracing understanding and taking actions to create financial freedom. She offers the blueprint for success by teaching youths to understand who they are and the power they harness to create infinite possibilities within their lives and the lives of others. Additionally, parents and guardians can purchase the Kid Millionaire Money Learning Activity coloring book, Kid Millionaire Wealth Building Kit, and other online courses to support children understand financial development.
In assisting the youth grow beyond economic pitfalls, X’ernona has achieved MWBE certification, Ariel Capital Investments Award Recipient Chicago’s Top 40 Game Changers, and a Delta Sigma Theta Inc., national public service sorority organization member, and has been featured on several media outlets.
For more information, please visit www.kidmillionaire.org.
About X’ernona Woods
X’ernona Woods is a Bachelor of Science degree graduate from Dillard University and a former high school teacher with ten years of experience working with inner-city youth. She has established herself as a self-supporting financial, personal development expert, and children’s book author over the last two decades.
She’s the author of “Save That Penny for A Sunny Day,” currently implemented in Chicago Public Libraries. X’ernona has created several online courses, including The Financial Mental Diet, the Kid Millionaire Wealth Building Kit, Kid Millionaire Curriculum, and Peaceful Social-Emotional Intelligence. As a passionate educator laying a solid foundation and changing how youth manage finances, X’ernona has developed online courses to enrich their mindset to ensure they succeed.