Author: admin

Eric Sebold, Federal Benefit Consultant, Institute Financial Awareness-Tax, Interviewed on Influential Entrepreneurs Podcast, Discussing Overcoming Financial Fears

Eric Sebold discusses overcoming financial fears

Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/eric-sebold-federal-benefit-consultant-with-institute-for-financial-awareness-overcoming-financial-fears/

In today’s complex financial landscape, many individuals grapple with a multitude of fears surrounding their financial futures. These fears often stem from uncertainty about retirement, market fluctuations, and the potential impact of unforeseen events such as disability or death within the family. As Eric Sebold, a Federal Benefits Consultant, articulates in a recent podcast episode, the first step in overcoming these fears is to identify them clearly. Once individuals have pinpointed their financial anxieties, seeking expert guidance becomes a vital strategy for alleviating concerns and building confidence.

Financial fears are incredibly common and can manifest in various forms. For many, the fear of not having enough money to maintain their standard of living in retirement looms large. This anxiety is often exacerbated by the unpredictable nature of financial markets, which can fluctuate dramatically, impacting individuals’ investments and savings. As Eric points out, the uncertainty surrounding financial security is often more daunting than the actual numbers in one’s bank account. People frequently find themselves “frozen in fear,” feeling paralyzed by the unknowns that accompany financial planning.

Moreover, the fear of running out of money during retirement is a significant concern for many. This fear is compounded by the reality that many individuals are living longer, which raises questions about the sustainability of their financial resources. Additionally, the potential impact of unexpected life events—such as a family member’s disability or death—further complicates financial planning and amplifies anxiety.

Identifying these fears is crucial. By acknowledging and naming their anxieties, individuals can begin to confront them rather than avoid them. Eric suggests that mapping out these fears using an “if this, then that” framework can be an effective exercise. For instance, if an individual fears running out of money, they can outline steps to mitigate this risk, such as adjusting their spending, exploring additional income sources, or reevaluating their investment strategies. This process of articulation helps demystify the fears, making them less intimidating and more manageable.

Once individuals have identified their financial fears, the next step is to seek expert guidance. Engaging with a financial advisor or consultant can provide the necessary expertise to navigate the complexities of financial planning. As Eric emphasizes, financial planning is not solely about investment strategies; it encompasses a broader learning curve that involves understanding various financial instruments, their tax implications, and their potential impact on an individual’s financial health.

Relying on trusted financial advisors allows individuals to clarify their concerns and gain insights tailored to their unique situations. While online resources and AI tools can provide useful information, they should be viewed as starting points rather than definitive answers. Consulting with a financial expert ensures that individuals receive personalized advice that takes into account their specific circumstances, goals, and fears.

The combination of identifying fears and seeking expert guidance fosters a sense of empowerment and confidence in one’s financial future. As individuals learn more about their financial options and the implications of their choices, they can make informed decisions that align with their goals. This understanding not only alleviates anxiety but also instills a sense of control over one’s financial destiny.

In conclusion, the journey to overcoming financial fears begins with identification. By recognizing and articulating their anxieties, individuals can take proactive steps toward addressing them. Seeking expert guidance further enhances this process, providing the knowledge and clarity needed to navigate the financial landscape confidently. Ultimately, this dual approach—identifying fears and seeking expert advice—can transform financial uncertainty into a pathway for empowerment and peace of mind.

Eric shared: “Financial fears are incredibly common. I deal with them on a day to day basis when speaking to clients. One of the biggest financial fears that I deal with is: Hey, if I plan on retiring or I’m going to retire here in the next couple months, am I even going to have enough money to keep up my standard of living? That’s kind of financial fear.”

Video Link: https://www.youtube.com/embed/2oPEtHoDKiw

About Eric Sebold

Eric Sebold is the Lead Workshop Educator for the Institute for Financial Awareness, one of the fastest growing 501(c)(3) nonprofits in the DC/Metro Area.

Eric is a widely sought out speaker pertaining to the world of Federal Benefits and Retirement Planning. He is a Certified Educational Consultant (CEC) and a Federal Employee Benefits Consultant. He is a well-versed workshop veteran, teaching courses in many agencies across the D.C. metropolitan area.

Eric’s career in financial services started as a Chartered Federal Employee Benefits Consultant (ChFEBC). Eric is best known for his workshop entitled Federal Benefits Best Kept Secrets. Through his years of experience consulting for federal employees, Eric has developed tax saving strategies as well as estate conservation plans for hundreds of individuals throughout dozens of different agencies. He has also guided many federal employees through the complex steps of the retirement process. Eric has generously donated his time and expertise to the Institute for Financial Awareness.

Learn more: http://www.ifaonline.org/

Recent News & Interviews

Media Contact
Company Name: Marketing Huddle, LLC
Contact Person: Mike Saunders, MBA
Email: Send Email
Phone: 7202323112
Country: United States
Website: https://www.AuthorityPositioningCoach.com

Education Leader Aligns with Independent Consensus-Based Credentialing Body to Elevate Global Newborn Care Standards

Summer Hartman, founder of NewbornIQ, has announced a formal alignment with the Global Board of Newborn Care Standards (GBNCS.org)

Summer Hartman, founder of NewbornIQ, has announced a formal alignment with the Global Board of Newborn Care Standards (GBNCS.org) to implement a fully independent, third-party proctored examination system for newborn care professionals.

This collaboration establishes a clear structural separation between education and credentialing — a significant step toward strengthening professional integrity and long-term credibility across the newborn care industry.

The Global Board of Newborn Care Standards (GBNCS), owned and operated by Jose Velez and Nicole Morales, functions as an independent credentialing authority separate from training institutions. Its examination and certification processes are administered independently, ensuring neutrality, standardized competency evaluation, and transparent oversight.

Why This Shift Matters

The newborn care profession has expanded rapidly over the past two decades, yet it has lacked unified global oversight.

Industry dialogue — including commentary and white papers authored by IBCNCS — has raised concerns about certification models in which educational providers both train and credential students internally. Critics have argued that this dual role may create the perception of conflict of interest.

Rather than resist those conversations, Hartman chose to respond constructively.

“As an education company, our responsibility is to lead with transparency,” Hartman stated. “If there are concerns about internal certification, the solution is to remove the conflict entirely.”

Through this alignment, graduates of NewbornIQ will complete a third-party proctored examination administered independently by GBNCS in order to earn professional credentials.

What Makes GBNCS Structurally Different

GBNCS is not simply another certification provider.

It operates under a consensus-based governance model built on transparency and documented professional participation.

The profession defines itself.GBNCS makes it visible.

Most credentials are defined solely by the organization that issues them. GBNCS does not define the Newborn Care Specialist profession — it governs how the profession defines itself.

Practitioners, educators, families, and other stakeholders debate requirements, resolve objections, and approve standards together through documented processes. Nothing becomes a standard because the board declares it so. It becomes a standard because the community agreed it represents competent practice.

GBNCS does not create the expectations.

It records them, publishes them, and holds them accountable.

A GBNCS certification is not the board’s opinion of someone’s ability. It is documented recognition that the profession itself accepted that individual’s demonstrated level of competence.

This consensus-driven structure distinguishes GBNCS from traditional certification models that unilaterally determine professional requirements.

What This Means for NewbornIQ Students

Graduates of NewbornIQ will now have access to:

• A neutral third-party proctored certification examination • Identity-verified testing environments • Standardized competency scoring • Independent credential issuance • Defined scope-of-practice standards • A published global code of ethics • Continuing education maintenance requirements

By separating the roles of educator and certifying body, this model eliminates perceived bias and enhances the credibility and defensibility of earned credentials.

Addressing Industry Gaps

The newborn care profession continues to face structural challenges, including:

• No universal governing authority • Title confusion and inconsistent scope-of-practice standards • Fragmented curriculum expectations • Lack of centralized ethical review systems • Inconsistent testing protocols across organizations

GBNCS introduces:

• A proctored 50+ question competency-based examination • Defined and publicly documented scope-of-practice standards • A global code of ethics • Continuing education expectations • Open board meetings and industry think tank participation • Transparent credential verification systems

This governance framework allows professionals to shape standards collaboratively rather than operate in isolated silos.

Leadership Through Accountability

Historically, many newborn care education programs both trained and certified students internally. While educational rigor may have been strong, critics argued that the dual role created the perception of conflict of interest.

By aligning with an independently owned and operated credentialing board governed through public consensus, Hartman removes that concern.

“Students deserve credentials that are defensible, respected, and recognized beyond a single organization,” Hartman said. “This is about protecting the profession long-term.”

A Collaborative Future

The Global Board of Newborn Care Standards was established to provide the newborn care industry with a transparent, structured, and community-driven oversight system.

The board encourages:

• Open attendance at meetings • Industry think tank participation • Professional feedback and formal standards proposals • Public documentation of adopted standards • Transparent credentialing processes

This alignment represents collaboration — not competition — and signals a move toward structural maturity for the newborn care profession.

About NewbornIQ

NewbornIQ, founded by Summer Hartman, provides structured training, competency development, and career-building education for newborn care professionals.

With the addition of independent third-party credentialing through GBNCS, NewbornIQ graduates now have a clear pathway to community-recognized professional certification.

About the Global Board of Newborn Care Standards (GBNCS.org)

The Global Board of Newborn Care Standards is an independently owned credentialing body operated by Jose Velez and Nicole Morales. The board provides proctored examinations, professional standards development, ethical oversight, and a consensus-based governance framework for newborn care professionals worldwide.

Its mission is not to define the profession unilaterally, but to document and uphold the standards the profession collectively determines.

Media Contact
Company Name: Summer’s Sleep Secrets
Contact Person: Summer Hartman
Email: Send Email
Phone: 866-976-4944
Website: https://www.newborniq.com

Bishop Mark J. Brown Sr. Plays A Central Role In The National Rededication Of America At A 250-Year milestone, Gathering Faith Leaders In Washington, D.C. On May 17, 2026

Mark J. Brown Sr. is playing a central role in the National Rededication of America: A Jubilee of Prayer, Praise, and Thanksgiving, scheduled for May 17, 2026. The event brings together pastors, ministry leaders, and faith-based networks from across the United States. “Celebrating the Triumph of the American Spirit”

Washington, D.C. – This gathering marks a historical moment tied to the Nation’s founding. In 1776, the Continental Congress called the people to prayer, humility, and dependence on God in a time of uncertainty and decision. Nearly 250 years later, Americans are once again being called to reflect, give thanks, and consider the responsibility of carrying forward the principles on which the Nation was built.

Video Link: https://www.youtube.com/embed/K9IOR9LTvuw

The event takes place as part of the broader commemoration of America’s 250th anniversary, following the Presidential proclamation recognizing 2026 as a year of celebration and rededication. Across the country, individuals, families, and communities are being encouraged to pause, pray, and consider the future of the Nation.

In this effort, Bishop Brown is serving in a central role, supporting the alignment of participating leaders and broader coordination, working alongside fellow faith leaders to bring unity, clarity, and a shared purpose to this national moment.

Bishop Mark J. Brown Sr. is widely recognized as a mobilizer within the faith community, leading multi-state initiatives and strategic convenings at the intersection of faith and civic engagement. He is the founder of the Voice Ministerial Alliance, the Brown Institute, and Mark Brown Ministries—organizations focused on developing people, strengthening faith communities, and advancing initiatives that extend beyond the pulpit into broader civic and cultural spaces.

“A nation is not sustained by history alone, but by the values it chooses to carry forward,” said Bishop Brown. “At a moment like this—one that comes only once in the life of a Nation, we are reminded that what we build today becomes the inheritance of the next generation, and the legacy entrusted to those who come after us.”

Bishop Mark J. Brown Sr. operates at the intersection of ministry and public leadership, engaging with leaders across government, civic, and public service sectors in complex and high-stakes environments. He offers faith-informed perspective and trusted counsel during pivotal moments of decision-making and transition—bringing clarity, alignment, and decisive leadership when it matters most.

America Prays – The White House invites people to pray for the United States of America. its leaders, protectors, neighbors and families. starting on May 17th with a day of worship on the National Mall (free in person or via stream). calling on 1 million Americans to pray 10 minutes a week through July 4, 2026 — and add a prayer to the prayer wall. Let’s make history together, ushering in the next 250 years together.

Donald J. Trump, President of the United States of America, proclaims 2026 as a Year of Celebration and Rededication.

“Freedom 250 is a national, non-partisan movement uniting Americans and their allies to celebrate the triumph of the American spirit. Our mission is to showcase America at its best—courageous, generous, innovative, and free—by mobilizing partners and communities in all 50 states.”

The President of the United States of America went on by saying,

“The Freedom 250 Network brings together partners at home and abroad, including the entire federal government, to honor the Nation’s past and build the Golden Age of Opportunity for the next 250 years. Joining together with our neighbors and friends from every state in the Union in giving thanks and praise to God for 250 years of His Providence for the United States, in praying that God Bless and Protect America for the next 250 years, and in solemnly rededicating our country as One Nation under God. In speech, song, and storytelling, bearing witness to the extraordinary story of how God has powerfully and wondrously shaped the United States of America—remembering the people, sacrifices, and defining moments in which God has powerfully manifested Himself in the history of the United States of America. This is more than an event — it is a once-in-a-lifetime national moment.

To learn more, visit markbrown.tv.

Media Contact
Company Name: Rise Up Media & Marketing
Contact Person: Dr Tom Chesser
Email: Send Email
Phone: 210-289-5996
Country: United States
Website: http://riseupmediamarketing.com

Carol A Santella Presents The Recognition Effect A New Approach to Becoming the Trusted Choice in an AI-Driven World

Carol A Santella, founder of The Recognition Effect™, shares a framework designed to help professionals move beyond simply being seen—to becoming clearly understood, trusted, and consistently chosen.is introducing a powerful new framework designed to help professionals move beyond simply being seen—to becoming clearly understood, trusted, and consistently chosen.

Through years of work with business owners, healthcare professionals, legal professionals, and industry leaders, Santella identified a critical gap in how expertise is perceived and understood in today’s marketplace.

“Most professionals don’t have a visibility problem—they have a recognition problem,” says Santella. “They are highly capable, but their true value is not clearly defined, positioned, or validated in a way that others—and now AI platforms—can easily understand.”

The Recognition Effect™ is built on a simple but powerful principle: when expertise is clearly defined, properly positioned, and externally validated, it creates lasting trust, credibility, and influence.

Rather than focusing solely on visibility or promotion, The Recognition Effect™ centers on creating clarity around expertise so that trust, credibility, and authority are naturally reinforced over time.

At the core of this framework is the concept of a Mark of Distinction™—a clear and credible position that sets an individual or organization apart as a trusted and preferred choice in their field.

“When your expertise is clearly understood, everything changes,” Santella explains. “You’re no longer competing for attention—you become the natural choice.”

As artificial intelligence platforms increasingly influence how professionals are discovered and recommended, the need for clear, consistent, and verifiable positioning has never been greater.

Santella’s work focuses on helping clients establish that clarity and recognition across multiple platforms, ensuring that both people and technology can accurately identify and validate their expertise.

As the relationship between recognition, visibility, and AI-driven discovery continues to evolve, The Recognition Effect™ offers professionals and organizations a clearer path toward building lasting trust, credibility, and distinction in an increasingly competitive environment.

About Carol A Santella

Carol A Santella is the founder of The Recognition Effect™ and creator of the Mark of Distinction™. With a background spanning healthcare, publishing, and business strategy, she has spent years helping professionals become more clearly recognized, understood, and trusted by the people they serve.

Learn more. Visit authoritylion.com

Media Contact
Company Name: Authority Lion
Contact Person: Carol A Santella
Email: Send Email
Phone: 1 412 681 1105
Country: United States
Website: https://authoritylion.com

Alpha Queens Rising Expands From Bestseller Anthology to Global Women’s Leadership Movement

Alpha Queens Rising: Where Purpose Meets Power has grown from an Amazon bestselling anthology into a women-led leadership movement with live events, community expansion and international momentum.

Alpha Queens Rising: Where Purpose Meets Power led by Karissa Adkins, founder of the Alpha Queens Rising movemet brings together women leaders across entrepreneurship, wellness, finance, advocacy, mindset and transformational leadership.

The book achieved Amazon bestseller status, debuted in the top 7% of all Kindle titles and earned No. 1 Hot New Release recognition in Self-Help and Money Short Reads. It also ranked in the Top 100 in Transpersonal Psychology for multiple consecutive weeks, according to Amazon category rankings.

“Alpha Queens Rising is about women stepping into authority without abandoning who they are,” Adkins said. “Each woman in this book leads in her own way, but together we model what aligned, purpose-driven leadership looks like.”

The anthology features Karissa Adkins, Tiffany Lukasiewicz, Traci Coven, Larissa Reid, Jennifer Jorgensen, Sarah Bouse, Stefanie Mendoza, Samantha Rambo, Leanne Harrell-McCoy, Kay Spears and Angel Cottrell.

The movement continued beyond the book with the Alpha Queens Rising live event held March 19 in Omaha, Nebraska, where more than 150 women gathered for leadership conversations, embodiment work and collective connection.

Following the success of the Omaha event, Alpha Queens Rising is expanding into immersive leadership experiences and retreats, with Kenya identified as the next phase of its international growth.

As part of its commitment to generational impact, Alpha Queens Rising made a direct $1,000 donation to FITGirl Inc., a Nebraska-based nonprofit dedicated to empowering girls through confidence-building, mentorship and emotional resilience programs.

The project now includes Alpha Queens Rising (Full-Color Signature Edition), a premium edition created to preserve the visual integrity, author features and elevated design of the anthology.

Alpha Queens Rising is available on Amazon in Kindle and print formats. Readers can connect with the community through the Alpha Queens Rising Facebook group at https://www.facebook.com/groups/alphaqueensrising/.

Video Link: https://www.youtube.com/embed/0CLnuR_gYuo

About Alpha Queens Rising

Alpha Queens Rising is a women-led leadership movement and anthology centered on purpose, power, collaboration and generational impact. Founded by Karissa Adkins, the movement brings women together through storytelling, live experiences, retreats and community-driven leadership.

Media Contact
Company Name: Alpha Queens Rising
Contact Person: Karissa Adkins
Email: Send Email
Phone: 941-421-6563
Website: https://alphaqueencollective.com/

New Book Challenges Burnout Culture by Treating Humans as Renewable Resources Instead of Extraction Machines

Behavioral health leader Kali Fields Williams introduces the Renewable You Method™ for sustainable leadership, energy, and performance in the age of overwhelm.

San Francisco, CA – May 24, 2026 – As burnout, workplace exhaustion, and emotional depletion continue rising across industries, behavioral health leader and #1 International Best-Selling Author Kali Fields Williams is offering a fundamentally different approach: stop treating people like machines.

Her new book, Renewable You: A Clear-Eyed Guide to Reclaiming Your Energy, Purpose, and Direction, released in March, introduces the Renewable You Method™ — a framework designed to help individuals reclaim energy, restore clarity, and build sustainable success without sacrificing themselves in the process.

“We invest heavily in renewable energy for the planet while treating humans as endlessly extractable resources,” Fields Williams writes. “The same mindset exhausting the Earth is exhausting us.”

The book arrives at a time when burnout has become normalized across leadership, healthcare, coaching, tech, and corporate culture. Rather than offering another productivity system or optimization strategy, Fields Williams argues that the real issue is structural depletion.

“This isn’t about becoming more efficient,” Fields Williams explains. “It’s about becoming sustainable.”

From Burnout to Renewal

Drawing from her experience in behavioral health leadership, executive coaching, and workplace wellness, Fields Williams combines personal narrative with practical frameworks for renewal.

The book chronicles her own journey through professional achievement, emotional exhaustion, corporate leadership pressure, and identity loss—culminating in the realization that high performance without regeneration eventually leads to collapse.

A former Senior Manager of Coaching within the Headspace organization following the Ginger-Headspace merger, Fields Williams spent years helping others navigate burnout while failing to recognize her own depletion.

“The irony was that I could see burnout everywhere except in my own mirror,” she writes. “I was the professional lifeguard drowning in my own pool.”

The Renewable You Method™

At the center of the book is the Renewable You Method™, built around five pillars:

  • Reclaim
  • Ease
  • Attune
  • Lead
  • Reframe

The framework teaches readers how to move from chronic extraction toward cycles of restoration, sustainable leadership, and authentic alignment.

Fields Williams introduces the concept of “inner extraction,” describing the depletion of emotional, mental, and physical resources caused by modern performance culture.

She also explores what eco-philosopher Joanna Macy calls “twin depletion”—the simultaneous exhaustion of both planetary and human systems through the same extractive mindset.

A Different Conversation About Leadership

Unlike many wellness-focused books, Renewable You positions renewal not as self-indulgence, but as a leadership necessity.

Fields Williams argues that modern workplaces reward exhaustion while ignoring the long-term human cost of constant optimization, over-functioning, and emotional suppression.

“The best way to create a healthy workplace,” she writes, “is to first create a healthy me.”

The book particularly resonates with professionals, leaders, coaches, caregivers, and high performers who outwardly appear successful while privately operating in states of chronic depletion.

About the Author

Kali Fields Williams is a #1 International Best-Selling Author, behavioral health leader, executive coach, and founder of The Earthy Executive, a platform focused on restorative leadership and sustainable human performance. Her background includes coaching, psychotherapy training, leadership development, and operational leadership within the mental health technology industry.

She is also creator of the Renewable You Method™, designed to help individuals and organizations move from burnout and extraction toward sustainable growth, clarity, and renewal. Kali can be reached through her website at www.kalifieldswilliams.com.

Availability

Renewable You: A Clear-Eyed Guide to Reclaiming Your Energy, Purpose, and Direction is available through Kali’s website and Amazon in paperback, ebook, and audiobook.

Media Contact
Company Name: Red Aussie Publishing
Contact Person: Joy Fluckiger
Email: Send Email
Phone: 4802748270
Country: United States
Website: https://dreambuildwriteit.com

Vincent Virga, Founder & CEO of PFS Wealth Management Group, Discussing Why Most Investors Focus on the Wrong Question

PFS Wealth Management Group is highlighting a shift in how individuals should think about managing wealth. The traditional focus has been on where to invest money. A more important question is often overlooked, and it has a direct impact on long term outcomes. Where is money being stored, and how efficiently does it function over time?

Many individuals default to familiar options such as certificates of deposit in pursuit of safety, guarantees, and fixed returns. While these vehicles provide stability, they also create inefficiencies. Interest earned is subject to taxation each year. For example, a 4% return in a 30% tax bracket may be reduced to approximately 2.8% after tax. This highlights the gap between gross return and net outcome. This difference is often ignored because it appears small in the short term, but compounds significantly over time. The result is less control, less flexibility, and less wealth available when it matters most.

An alternative approach centers on efficiency and control. Properly structured life insurance may allow for tax-deferred growth, provide access to funds during life through policy loans and withdrawals on a tax-advantaged basis, subject to current tax laws and proper policy management, and deliver an income tax-free death benefit. This creates a unique outcome where the same dollar may grow, remain accessible, and ultimately transfer to the next generation, subject to policy design, funding, and ongoing management. Policy loans and withdrawals may reduce the death benefit and cash value and may have tax consequences if not properly managed. Policy performance is not guaranteed and will vary based on carrier, policy structure, and funding. Life insurance may be used as a complementary component within a diversified financial strategy.

The approach is reinforced by how institutions manage capital. Some financial institutions utilize specialized life insurance strategies for balance sheet purposes, which differ significantly from policies available to individuals. These strategies are often valued for stability, liquidity, predictable growth, and tax efficiency. This reflects a broader principle. Institutions prioritize where money is stored and how it performs after tax.

Many individuals are not widely exposed to strategies that focus on tax efficiency. As a result, participation in taxable environments can reduce long term outcomes without a full understanding of the impact. Over time, even strong market returns may be reduced by taxes, fees, and volatility. The more relevant question becomes how much wealth may ultimately be retained.

Current economic conditions further highlight the importance of this shift. Historically, top federal tax rates have reached as high as 70%(1), while current rates remain lower by comparison. At the same time, the national debt exceeds $39 trillion, which may influence future fiscal and tax policy decisions.(2) This combination raises a critical question: Will future conditions remain the same, or will the cost of waiting be higher?

In addition, increasing longevity means many individuals may spend 20 to 30 years in retirement, while healthcare costs continue to rise faster than inflation. Each of these factors places additional strain on long term financial outcomes.

The takeaway is simple and measurable. The primary objective is not simply to earn returns. It is to maximize how much wealth is kept, maintain control over access, and support efficient transfer to the next generation. Life insurance may be used as part of a strategy intended to help address these areas within a comprehensive financial plan. No single strategy is appropriate for all investors, and diversification does not guarantee a profit or protect against loss. Individuals should consult with their tax professional regarding their specific situation. Past performance of any strategy is not indicative of future results.

To explore strategies focused on tax efficiency and long term planning, the next step may be a structured conversation.

To learn more, visit www.pfswealthgroup.com or contact info@pfswealthgroup.com to schedule a private consultation.

PFS Wealth Management Group Designing exceptional futures for exceptional individuals and families

About Vincent Virga

Vincent Virga is a financial adviser, author, and CEO of PFS Wealth Management Group. He began his career on Wall Street in 1990 and moved to Main Street to help pre-retirees and retirees build clear and structured tax-efficient financial and retirement plans. He has been married for 34 years to his high school sweetheart. He has recently completed an IRONMAN and the NYC Marathon, achievements that reflect his discipline and drive. He brings that same commitment to the families he and his team serve each day.

Learn more: www.pfswealthgroup.com

Insurance products are offered through the insurance business PFS Wealth Management Group. PFS Wealth Management Group is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor. AEWM does not offer insurance products. The insurance products offered by PFS Wealth Management Group are not subject to Investment Advisor requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims paying ability of the issuing carrier. This content is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. PFS Wealth Management Group is not permitted to offer and no statement made herein shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by PFS Wealth Management Group. Please consult with a qualified professional before making any financial decisions. A PR firm was paid to assist with media placement. 03979374- 04/26

Source:

https://taxfoundation.org/data/all/federal/historical-income-tax-rates-brackets/

https://fiscaldata.treasury.gov/datasets/debt-to-the-penny/debt-to-the-penny

Media Contact
Company Name: Marketing Huddle, LLC
Contact Person: Mike Saunders, MBA
Email: Send Email
Phone: 7202323112
Country: United States
Website: https://www.AuthorityPositioningCoach.com

Star Bound Launches a Safer AI-Powered Learning Game Built by a Dad and His Kids to Turn Screen Time Into Skill-Building

Created with young co-founders Walter and Ruby, Star Bound gives families a learning-first alternative to traditional gaming platforms by combining educational adventure, AI tutoring, assignment support, and parent-centered safety.

FOLSOM, Calif. – May 24, 2026 – Star Bound, a new AI-powered learning game for children, today announced its official launch, giving parents a safer and more purposeful alternative to traditional gaming platforms. Built by entrepreneur and father Matthew Loughran alongside his children Walter and Ruby, Star Bound is designed to help kids enjoy the fun and motivation of a game while building real academic confidence through guided learning, interactive challenges, and personalized AI tutor support.

Star Bound was created to solve one of the biggest challenges modern parents face: how to give children access to technology they enjoy without handing them over to open-ended digital environments built around endless engagement, social interaction, and unpredictable content.

The platform combines game-based learning, imaginative worlds, milestone rewards, and AI-powered academic help in a child-focused environment designed around safety, purpose, and parent peace of mind.

“Parents are not against games. They are against not knowing what their kids are being exposed to,” said Matthew Loughran, founder of Star Bound. “Star Bound was built from the ground up to give kids something they actually want to use, while giving parents confidence that screen time is helping their child grow.”

Built by Kids Who Actually Use It

Unlike many education products that are designed by adults and later tested on children, Star Bound was shaped directly with input from its first beta users: Walter, a fifth grader, and Ruby, a third grader.

The two young co-founders helped name the product, design the concept, test the experience, and shape the direction of the game.

“Walter and Ruby did not just try Star Bound after it was built,” said Loughran. “They helped create it. They named it, tested it, challenged it, and made sure it felt like something kids would actually want to play. That changed everything.”

This child-led development approach helped Star Bound avoid one of the most common problems in educational technology: products that parents approve of but kids quickly abandon.

Star Bound is designed to feel like an adventure first. Children move through learning worlds, complete challenges, earn rewards, and receive help when they get stuck. Behind the game experience, however, the platform is focused on academic growth, confidence-building, and healthier screen-time habits.

A Learning Game Kids Love. Peace of Mind for Parents.

Star Bound enters the market at a time when parents are increasingly concerned about the safety of large gaming platforms, social gaming environments, chat-based interactions, and content that may not always be appropriate for younger users.

Many popular platforms offer exciting digital experiences, but they often include social features, user-generated content, public interaction, private messaging, virtual currencies, and mechanics designed to maximize time spent inside the platform.

For parents, that creates a difficult tradeoff.

Children want to play. Parents want them to be safe. Families want technology to support learning, not replace it. Star Bound was created to give families a better option.

The platform is built around a clear promise: turn screen time into something that builds children up.

Star Bound is designed for kids who love games and parents who want learning, safety, and structure. Instead of asking families to eliminate screen time entirely, Star Bound gives them a way to make screen time more meaningful.

“Screens are not going away,” said Loughran. “The question is whether that time is passive, risky, and addictive, or whether it is active, guided, and productive. Star Bound is our answer to that question.”

AI Tutor Support That Guides, Not Just Answers

At the center of Star Bound is its AI-powered tutoring experience.

Rather than simply giving children answers, Star Bound is designed to support learning through guided questions, step-by-step explanations, and Socratic-style prompting. The goal is to help children think through problems, understand concepts, and build confidence instead of becoming dependent on answer-generating tools.

One of Star Bound’s most important features is assignment upload. Students can upload their actual homework, worksheets, or study materials and receive personalized support based on the work they are already doing in school.

This allows Star Bound to meet students where they are.

Every child gets stuck in a different place. Some struggle to start. Some understand the concept but miss a step. Some need the question explained in a different way. Some simply need encouragement to keep going.

With assignment upload, Star Bound can work directly from the material a child is using and guide them through the learning process.

“Parents do not want AI doing the homework for their kids,” said Loughran. “They want AI to help their kids understand the homework. That is a very different design philosophy, and it is central to Star Bound.”

Created for the Modern Parent

Star Bound was built for parents who are trying to navigate the realities of childhood in a digital world.

Today’s parents face constant pressure around screen time. They are told to limit it, monitor it, supervise it, restrict it, and manage it. But most families also rely on technology for learning, entertainment, travel, downtime, and daily life.

Star Bound does not approach this challenge with guilt. Instead, it gives parents a practical solution.

The platform is designed to help children practice academic skills, get support when they feel stuck, and stay motivated through game-like progression. Parents get a product that aligns with their goals for their child: more confidence, more learning, better habits, and a safer digital experience.

Star Bound is especially relevant for families with elementary and middle school students who need extra support in core subjects, enjoy games, and benefit from interactive learning.

The platform is also designed for families who want an alternative to traditional gaming platforms where the entertainment value is high, but the educational value may be low.

A Safer Alternative to Open-Ended Gaming Platforms

While many children’s gaming platforms have introduced parental controls and safety settings, Star Bound takes a different approach by focusing on a learning-first environment from the beginning.

The product is not built around stranger interaction, open chat, or social status. It is built around exploration, educational progress, and guided support.

That distinction is important.

Parents are increasingly aware that child safety online is not only about what children see. It is also about who can contact them, how platforms encourage engagement, and whether the product’s incentives align with a child’s well-being.

Star Bound was created with those concerns in mind.

Loughran also brings prior experience in AI and child safety through his work connected to Thorn, an organization focused on defending children from sexual abuse. That background helped shape Star Bound’s emphasis on trust, safety, and responsible AI use.

“When you have spent time around child safety work, you stop thinking about safety as a feature,” said Loughran. “You start seeing it as the foundation. Star Bound was created with that mindset.”

Game-Based Learning With Purpose

Star Bound uses rewards, worlds, challenges, and progression systems to motivate children. But unlike many games, the reward economy is tied to learning milestones, effort, and progress.

The goal is to make children feel capable.

When a child completes a challenge, solves a problem, or works through a difficult assignment, Star Bound turns that moment into progress inside the game. This gives students a sense of accomplishment and encourages them to keep going.

The platform is designed to support a healthier relationship with learning.

Instead of associating schoolwork with frustration or avoidance, children can begin to see learning as part of an adventure. They can practice skills, receive support, and build momentum in a way that feels interactive and rewarding.

For parents, this creates a more positive screen-time conversation at home.

Instead of asking, “How do I get my child off the screen?” parents can ask, “How can I make the time they spend on a screen more valuable?”

Star Bound was built to answer that question.

Launch Momentum and Community Response

Star Bound recently made its public debut at the Rancho Cordova Gaming Expo, where families had the opportunity to learn about the platform and see the concept in action.

For Loughran, the launch was especially meaningful because Walter and Ruby were part of the journey from idea to public presentation.

“This has been more than a software project,” said Loughran. “It has been a family project. It has been a way to teach my kids entrepreneurship, creativity, responsibility, and problem-solving. The fact that they helped build something that can help other kids makes this incredibly special.”

The launch also reflects a broader shift in how families are thinking about educational technology. Parents are no longer looking only for tutoring apps or games. They are looking for trusted digital environments that combine engagement, academic support, and safety.

Star Bound is positioned at the intersection of those needs.

Availability

Star Bound is now available at StarBoundKids.com.

Families can explore the platform, learn more about its features, and sign up to begin using Star Bound as a safer, smarter screen-time option for their children.

The platform is designed for children who enjoy games, need academic support, and benefit from interactive learning experiences. Star Bound will continue to expand its learning worlds, rewards, assignment support capabilities, and parent-focused features as it grows.

About Star Bound

Star Bound is an AI-powered learning game designed to help children turn screen time into skill-building. Built by Matthew Loughran with his children Walter and Ruby, Star Bound combines game-based learning, personalized AI tutor support, assignment upload, guided problem-solving, and parent-centered safety. The platform gives kids an engaging learning adventure while giving parents peace of mind.

Star Bound was created for families who want more from screen time: more learning, more confidence, more safety, and more purpose.

Learn more at StarBoundKids.com.

Media Contact
Company Name: Star Bound
Contact Person: Matthew Loughran
Email: Send Email
Phone: 17189093135
Website: https://StarBoundKids.com

Widowed at 28 With Three Babies and No Money, One Mom Built a Business – and Set a Daughter on a Path to Affect 1.7 Million Lives

This Mother’s Day, Donna Krech — Founder of 14 Multi-Million Dollar Businesses — Launches HopeWeighsIn.org to Give Single Moms the Personal and Professional Development Her Mom Poured Into Her

Donna Krech has built 14 multi-million dollar businesses, affected 1.7 million people, and helped generate $2.2 billion for those who learned business from her. This Mother’s Day, she is not talking about any of that. She is talking about her mother — a woman who was widowed at 28 years old with three children under five, no financial safety net, and no roadmap — who quietly built a successful business and life from scratch, and in doing so, changed the direction of an entire family for generations.

There was a time when Donna Krech had no money to feed her daughter.

She was a penniless mom, pushing a baby stroller, carrying a weight that had nothing to do with the child in front of her and everything to do with the question she could not stop asking herself: how does a woman with nothing build something when the stakes are this real and the margin for error is this small?

She already knew the answer. She had spent her entire childhood watching it happen.

Krech’s mother was widowed at 28 years old. She had three children, 5 years, 3 years and 9 months old. By every practical measure, the odds against her were severe. She responded by going to work — building a direct sales business from nothing, knocking on doors, giving in-home demonstration parties, figuring it out as she went, and becoming successful through the kind of effort that does not make headlines but changes families forever.

Donna Krech grew up watching every bit of it. The faith foundation. The possibilities focus. The persistence. The refusal to treat circumstances as permanent. That was her education, and it proved to be worth far more than anything that could ever come from a classroom.

“I was pushing that stroller and was out of money, wondering how I would feed my child the next time she was hungry,” Krech said. “But I knew my mother started from the same place. I did not have money. I did not have a plan. But, I had living proof that success was possible — and that turned out to be enough.”

Krech went on to found 14 multi-million dollar businesses. She has reached 1.7 million people through her programs in wellness, personal development, and entrepreneurial coaching. Those she has taught business to have generated $2.2 billion. The numbers are significant. But Krech is quick to redirect attention to where she believes the real story lives.

“When I tell people I went from having no money to feed my child to building all those companies, they say ‘WOW!’ And then I tell them — that’s not the ‘WOW’. The wow is that my mom did it first. That 20-year-old girl who had no money and no skills could never have done what I’ve done. But, she did. And, she was able to do it because she learned from watching her mom.”

That conviction is the foundation of HopeWeighsIn.org, the non-profit Krech is launching this Mother’s Day to provide single mothers around the globe with access to personal and professional development resources they would not otherwise have.

The organization’s mission is straightforward: connect struggling single mothers to the kind of growth resources — business skills, personal development tools, and expert guidance — that can change the trajectory of their lives and the lives of their children. Krech is pursuing partnerships with some of the most recognized names in personal development, business and financial training, with the goal of delivering world-class content directly to the women who need it most.

According to the U.S. Census Bureau, over 11 million single mothers are raising 15.6 million children in the United States today. Research consistently shows that access to professional development and mentorship significantly improves long-term economic outcomes for single-parent households. HopeWeighsIn.org is building a direct response to that gap — one that Krech knows personally, from both sides of it.

“I am on a mission to help other mamas do what my mom did and what I did,” Krech said. “If they are in business, I want to help them succeed more. If they are just trying to survive, I want to give them the tools to do more than that. Hope carries a lot of weight. Clearly. It is the thing that kept both of us going.”

Single mothers seeking personal and professional development resources through the nonprofit can visit HopeWeighsIn.org. Those who wish to support the mission may also find information about donations and involvement at the same address.

More info: www.hopeweighsin.org

Media Contact
Company Name: Donna Krech International
Contact Person: Nina Hershberger
Email: Send Email
Phone: 574-361-1436
Country: United States
Website: donnakrech.com

Marc Hernandez, Founder of MAH Financial Services, Discusses Aligning Portfolios with Risk Tolerance on TMJ4’s The Morning Blend

Marc Hernandez, Founder of MAH Financial Services, was recently featured on TMJ4’s The Morning Blend, where he discussed the importance of ensuring investment portfolios evolve alongside changing circumstances. With over 40 years of experience in the financial industry, Marc shared insights on how geopolitical shifts and technological advancements can rapidly alter an individual’s risk tolerance, underscoring the importance of regular communication with an advisor.

During the interview, Marc highlighted the value of model portfolios in helping investors stay disciplined amidst market volatility. He explained that these portfolios are designed to match an individual’s risk tolerance and put them in the right program to ensure long-term financial success. He also introduced the concept of an ‘asset lock,’ a safety net and communication tool that helps safeguard gains by signaling when strategy changes are needed during major market downturns.

“Based on your risk tolerance, model portfolios are designed to put you in the right program and to ensure your financial success,” said Marc. “So model portfolios play a big part in how we help manage our clients’ money.”

Marc emphasized that the key to a successful relationship between an investor and an advisor is transparent communication. He encouraged individuals not to stick their heads in the sand, but rather to actively review their statements and reach out to their advisor whenever they feel discomfort or want to take advantage of market booms.

Marc shared: “If you feel any kind of discomfort with what’s going on or if your portfolio is booming and you want to say, hey, how can I even take advantage of this even more, you need to be in touch with your advisor, and you need to be making changes more rapidly.”

Watch the full interview on TMJ4’s The Morning Blend here: Interview with Marc Hernandez of MAH Financial Services.

About Marc Hernandez

Integrity and precision are the cornerstones of MAH Financial. Our philosophy is “Serving the Underserved”. Whether starting to save for retirement or nearing the end, we provide comprehensive financial consulting designed to protect and grow assets in an ever-changing economy. By leveraging data-driven insights and a client-first approach, we help people cut through the noise to achieve long-term stability. At MAH Financial, our client’s success is our primary benchmark.

Learn more: http://mahfinancial.biz/

Investment advisory and financial planning services are offered through Simplicity Wealth, LLC, an SEC-registered investment adviser. SEC registration does not constitute an endorsement of the firm nor does it indicate that the adviser has attained a particular level of skill or ability. Insurance, Consulting and Education services offered through MAH Financial. MAH Financial is an unaffiliated entity from Simplicity Wealth. Clicking the “Like” button does not constitute a testimonial for or endorsement of our investment advisory firm, any associated person, or our services. Clicking the “Like” button is merely a mechanism to circulate our page. “Like” is not meant in the traditional sense. In addition, postings to our page must refrain from recommending us or providing testimonials for our investment advisory firm. Because the SEC and state securities regulators generally prohibit testimonials, any such postings are subject to swift removal.

This interview is for informational purposes only and does not constitute a recommendation to buy or sell any financial product. All examples are hypothetical and intended to illustrate potential outcomes under specific assumptions. Actual results will vary. Indexed universal life insurance policies are subject to fees, caps, and charges. Loans and withdrawals may reduce the death benefit and could result in a taxable event. Please consult a licensed financial advisor and tax professional before implementing any strategy discussed. Roth conversions may not be appropriate for everyone and should be evaluated based on your specific tax situation.

Media Contact
Company Name: Marketing Huddle, LLC
Contact Person: Mike Saunders, MBA
Email: Send Email
Phone: 7202323112
Country: United States
Website: https://www.AuthorityPositioningCoach.com