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Jeff Stock, Founder of Private Investment Firm Stock Alternatives Discusses Generating 20% Annual Steady Income Building Access Angel Investments & Reducing Risk & Taxes

Where Smart Capital Is Quietly Moving

Most investors buy some version of an index like the S&P 500. While that has worked well, Jeff Stock believes the market prices today resemble 1999 and 2008 and that alternative investing offers a better return for the level of risk. High-net-worth investors increasingly allocate beyond traditional stocks and bonds. Goldman Sachs reported that alternatives adoption rises sharply with wealth: 39% of households with $1-5 million use alternatives, 63% with $5-10 million, and 80% with $10 million or more. The takeaway is clear: the more sophisticated the investor, the more likely they are to use private equity, real estate, venture capital, and other assets offered by Stock Alternatives.

“Our focus is simple: build portfolios that generate 20%+ returns as steady income using asset-backed, cash-flowing alternatives such as tearing down airplanes for the parts and new construction real estate, and balance these investments with careful, disciplined risk management,” says Stock.

Jeff Stock’s background is rooted in actuarial science, where he trained in risk analysis and long-term financial modeling at the University of Connecticut. He later worked at Aetna in the investment management division, contributing to the oversight of multi-billion-dollar portfolios, including private investments. Early in his career, he also participated in a student-managed fund. A major market downturn during that time led to significant losses, which became a defining experience. It reinforced the importance of disciplined decision-making, proper valuation, and avoiding group-driven investment behavior. Stock now helps accredited investors access strategies that generate consistent income, improve tax efficiency, and create stronger diversification.

What Investors Gain by Working With Stock Alternatives

  • Consistent Income: Cash-flowing strategies across real estate and airplane teardown for parts resale, structured to perform across market cycles.
  • Advanced Tax Efficiency: Strategies designed to create meaningful tax offsets, in some cases producing savings that rival the investment itself.
  • Purpose-Driven Growth: Access to early-stage and pre-IPO companies and angel investments advancing healthcare, technology, and human impact.

Stock has forged a wide range of partnerships, including with Legacy Capital Professionals, which offers consulting to help start-ups raise capital and grow profitably. He also works with Jeff Cline, a tech guru of “Every Industry is One Geek from being Uberized,” who builds technology around automation and data targeting to reduce cost, increase revenue, and reduce risk on investments. Additionally, he partners with Laura Powers, a clairvoyant psychic medium who offers intuitive insights on angel investments that improve healthcare and innovation for strong investor returns.

This combination and openness has led Jeff to have conversations with some of the world’s leading crypto innovators and opened doors to meeting with several purpose-driven start-ups. These include companies building private gold vaulting, quantum computing microchips, and innovators building advanced breast imaging technology to detect breast cancer earlier with lower radiation and more comfort. Other ventures include a company innovating the positive advertisement space by putting billboards on sink faucets, a sheep based fire prevention innovator, and restaurants earning the opportunity to expand into Walmart. Stock’s angel fund offers access to some of these potentially lucrative early stage investment opportunities.

Video Link: https://www.youtube.com/embed/4kLaHWq3kLI

Connect With Jeff Stock

Accredited investors can book a complimentary Alternative Investment Discovery Call at www.stockalternatives.com. For media, partnerships, or to follow Jeff’s ongoing research, visit his personal hub at jeffstock360.com.

About Stock Alternatives

Stock Alternatives is a private wealth strategy firm focused on risk-managed alternative investments for accredited investors. Founded by Jeff Stock—author, speaker, actuary, and philanthropist with 25+ years in finance—the firm offers diversified strategies across real estate, airplane teardown and parts resale, mission-aligned angel investing, and tax mitigation investments. Stock Alternatives is a Certified Socially Conscious Business supporting InfluenceWithLOVE.org.

Media Contact

Jeff Stock, Founder, Stock Alternatives (860) 502-0725 | jeff@stockalternatives.com | www.stockalternatives.com | www.jeffstock360.com

Media Contact
Company Name: Marketing Huddle, LLC
Contact Person: Mike Saunders, MBA
Email: Send Email
Phone: 7202323112
Country: United States
Website: https://www.AuthorityPositioningCoach.com

After 15 Years, Two Locations, and Several Hundred Volunteers, Laurie Yost Has Built the Pet Care Business Most Owners Try and Fail to Build

Laurie Yost, founder of Playful Pups Retreat, tells The Keri Murphy Show why the pet care industry’s biggest mistake is treating dogs like inventory, what fear-free certification actually changes, and the two decisions she wishes she had made years earlier.

More than 23,000 pet boarding and daycare facilities operate in the United States, with new ones opening every week. Most will not survive five years. Laurie Yost’s Playful Pups Retreat has now run for fifteen years, expanded to two Pennsylvania locations, and built a parallel nonprofit rescue with several hundred volunteers.

Yost joins media strategist and host Keri Murphy on the latest episode of The Keri Murphy Show to talk about why personalized care has become the only real moat in pet boarding, what most owners get wrong about the economics of the business, and how a tumultuous childhood and a Schnauzer named Gretchen led to a career built around giving dogs, and their owners, somewhere safe to land.

Video Link: https://www.youtube.com/embed/Hk55jypGYmQ

The Gap Most Pet Care Facilities Miss

Pet ownership has changed faster than the industry serving it. Owners cook for their dogs, track their nutrition, and pay attention to behavioral cues that most facilities are not trained to read. Yet the standard boarding model still runs on house food, identical rooms, and a one-size-fits-all schedule designed around the operator rather than the animal.

The core difference, Yost explains, is that Playful Pups treats every dog as an individual from the first intake question.

“We want every dog to be viewed as an individual. The activities, the room they’re in, the food they eat: everything should be personalized to them, so that it’s very similar to home, and the dog actually thrives while they’re with us. If you change up their routine too much, dogs get stressed. They get more anxious. Just like a child.”

That philosophy shapes the operation in concrete ways. Pet parents are asked to send the dog’s own food, including the home additions some owners have come to rely on. Activities are matched to what the dog actually does at home: sofa companion, ball chaser, walker. The 19-acre boarding location includes a nature trail the team uses for what they call “sniffaris,” unhurried walks built around the dog’s sense of smell rather than the human instinct to march for exercise.

Several years ago, Yost noticed a pattern of nervous dogs hiding in their rooms and went looking for a real answer. She found Fear Free, a certification program originally developed for veterinarians to address what the organization calls FAS, or fear, anxiety, and stress. Playful Pups now puts its team through the Fear Free certification for boarding and daycare facilities, layered on top of pet first aid and CPR training.

The result is what Yost calls the comfort kit: pheromone plug-ins that mimic a lactating mother dog, calming music, essential oils, and Thundershirts for dogs who do better swaddled. It is the kind of detail most facilities never invest in because most owners never ask. Yost’s position is that they should.

The Two Decisions That Almost Cost Her the Business

Fifteen years in, Yost is candid about what she would do differently. Two answers come up immediately, and both are common failure points for owner-operators.

“I didn’t hire my first business coach until I had been in business for seven years. I wish I had done it in the very beginning. I also wish I had hired more people more quickly. I thought I could do it myself. I reached the point of near burnout where I was truly thinking, what am I doing, and should I sell?”

The coach is what changed the trajectory. The recommendation to bring on a general manager moved Yost out of the daily grind and into the role she actually wanted: growth, scaling, client experience, the work only the founder can do. The lesson generalizes well beyond pet care. Operators who survive are those who stop being technicians quickly enough to become owners.

Marketing is the second regret, and the one Yost hears most often from peers in the industry. Owners convince themselves they cannot afford to spend on visibility, then quietly wonder why growth stalls. Her view, sharpened by fifteen years of watching competitors come and go: people cannot choose you if they do not know about you.

A Business, a Rescue, and a Self-Care Practice That Holds It All Together

In 2011, the year after Playful Pups opened, Yost founded Pitties Love Peace, a nonprofit rescue focused on bully breeds in central Pennsylvania. In the early years, many of the rescued dogs lived at the boarding facility itself. As the business grew, the rescue moved to a foster-based model and now runs on several hundred volunteers, with roughly fifty to sixty active fosters at any given time. The organization has taken in dachshunds, French bulldogs, and pugs, and pulled sixteen dogs out of the Hurricane Harvey displacement in Texas.

Running a fifteen-year-old business, having a household of six dogs, and running a foster-based rescue do not leave room for accidents in scheduling. Yost describes her self-care as something she had to build deliberately, not something that happened on its own.

“I would give all of my time to my dogs. I would hide at home with my dogs all the time if I didn’t have to get out there.”

The practice is unglamorous and consistent: walks on her property, time on the back porch with a book, and two coaching groups she credits with keeping her recharged. The same instinct she trusts in the boarding kennel, that routine and personalization keep an animal regulated, she applies to herself.

What’s Next

Heading into the new year, Playful Pups is rolling out full-service grooming with a dedicated full-time groomer, plus two team members already enrolled in grooming school. The pattern is consistent: invest in employees’ careers, whether or not they stay. Dog training is expanding alongside it. A third location is in early consideration, with the questions Yost has asked herself for fifteen years still on the table: where, what services, and what the client experience needs to be before she opens the door.

Playful Pups Retreat is online at playfulpupsretreat.com and on Instagram, Facebook, LinkedIn, and YouTube as @playfulpupsretreat.

About The Keri Murphy Show

The Keri Murphy Show is the flagship program on Brilliant TV, the media channel of the Brilliant Women Network. Each episode features candid conversations with entrepreneurs, executives, and professionals who are building careers and businesses on their own terms. The show is designed for women leaders who want substantive stories, practical perspective, and honest conversation about what it actually takes to grow.

Media Contact
Company Name: Inspired Living
Contact Person: Keri Murphy
Email: Send Email
Phone: 424-488-6063
Country: United States
Website: https://inspiredliving.tv

Jack Peregrim, Founder of Fourth Quarter Advisors, Interviewed on the Influential Entrepreneurs Podcast Discussing The Retirement Triangle

Jack Peregrim discusses the retirement triangle

Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-jack-peregrim-founder-of-fourth-quarter-advisors-discussing-the-retirement-triangle/

In today’s complex financial landscape, effective tax planning has become an essential component of retirement strategy. The insights shared in a recent podcast highlight the critical need for individuals to adopt a holistic approach to their financial planning, particularly when it comes to understanding and managing taxes.

One of the key takeaways from the podcast is the current state of tax rates, which are among the lowest we have seen in our lifetimes. This situation presents a unique opportunity for individuals to consider their tax liabilities over the long term. It is alarming to note that only a small fraction of individuals—perhaps one in twenty—have ever projected their tax obligations a decade into the future. This lack of foresight can have significant financial implications. By making educated assumptions about future tax rates, individuals can identify the optimal time to pay taxes, particularly when considering strategies such as Roth conversions. The idea of proactively paying taxes now, when rates are low, may seem counterintuitive, but it can ultimately lead to much greater benefits down the line.

The podcast emphasizes the importance of rebalancing investment portfolios as individuals approach retirement. As one nears retirement age, it is crucial to protect the capital accumulated over the years. The traditional advice suggests that those over 50 should maintain a portfolio with a mix of 60% stocks and 40% bonds. And, continued decrease in stocks past that. However, many individuals fail to adhere to this guideline, often remaining overexposed to riskier assets. This overexposure can lead to devastating consequences during market downturns, particularly when retirees are drawing from their investments. The podcast illustrates how a downturn can drastically affect a retiree’s financial health. Therefore, a prudent strategy involves rebalancing portfolios to mitigate risk and protect the base of assets that retirees depend on.

Additionally, the legal status of funds plays a pivotal role in tax planning. The podcast outlines three distinct categories of funds: pre-tax money, after-tax money, and Roth accounts. Each category carries different tax implications that can significantly impact an individual’s financial future. Pre-tax funds, such as those in traditional IRAs or 401(k)s, will be fully taxed upon withdrawal. In contrast, Roth accounts offer the advantage of tax-free growth and withdrawals, provided certain conditions are met. By strategically shifting funds from taxable accounts to tax-advantaged accounts, individuals can optimize their tax situation and ensure that they are not overburdened by taxes in retirement.

Jack also highlights the interconnectedness of tax strategies and overall financial planning. Decisions made today can have far-reaching consequences for future tax liabilities and retirement income. For instance, moving money into a Roth account may reduce the amount of taxable income in the future, potentially keeping retirees in lower tax brackets. This strategic foresight can significantly enhance financial health and reduce the tax burden on both the individual and their heirs.

In conclusion, optimizing tax strategies for retirement is not merely about minimizing current tax liabilities; it is about understanding the long-term implications of financial decisions. By engaging in proactive planning and seeking guidance from financial professionals, individuals can ensure that they are making choices that align with their overall financial goals. As illustrated in the podcast, the consequences of neglecting these considerations can be significant, potentially costing individuals and their heirs substantial amounts of money. Therefore, taking a holistic approach to retirement planning, with a keen eye on tax strategies, is essential for achieving lasting financial success. The path to a secure retirement is paved with thoughtful strategy, informed decision-making, and a commitment to planning ahead.

Jack shared: “The issue is that there is a direct connection among three things that we don’t connect. Understanding that connection leads people to make the right decisions that are better for their family and they end up managing their funds to their benefit in the future.”

Video Link: https://www.youtube.com/embed/oWtMtNcRqiA

About Jack Peregrim

Jack Peregrim is the founder and President of Fourth Quarter Advisors and he has a long career in business and strategy including his 30 years as the founder and owner of PARAGON Development which focused on providing strategic management services to many Fortune 50 global corporations.

On his ‘retirement’ he personally recognized the complexity in Social Security options as well as Medicare. And, there is very little support and education available other than that offered by individuals and organization driven by revenue received for selling products and services.

Jack and others are trained and committed with Certified Financial Fiduciary® designations. And, we are volunteer presenters for workshops sponsored by a number of non-profits which are non-profit 501(C)3 organizations and support programs in a wide range of retirement issues.

Jack is a Certified Financial Fiduciary™ in addition to his involvement in numerous professional and personal organizations.

Learn More: https://www.fourthquarteradvisors.com/

Recent News & Interviews

Media Contact
Company Name: Marketing Huddle, LLC
Contact Person: Mike Saunders, MBA
Email: Send Email
Phone: 7202323112
Country: United States
Website: https://www.AuthorityPositioningCoach.com

Jack Peregrim, Founder of Fourth Quarter Advisors, Interviewed on the Influential Entrepreneurs Podcast, Discussing Annuities Reimagined

Jack Peregrim discusses annuities reimagined

Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-jack-peregrim-founder-of-fourth-quarter-advisors-discussing-annuities-reimagined/

In the world of financial planning, the term “annuity” often evokes a mixed bag of emotions and opinions. For many, it conjures images of complex financial products that are difficult to understand and often misrepresented. Jack Peregrim, founder of Fourth Quarter Advisors, sheds light on this topic in a recent podcast episode, emphasizing that annuities should be viewed as tools tailored to individual needs rather than a one-size-fits-all solution. This perspective is crucial for anyone considering the role of annuities in their financial strategy.

Historically, annuities have garnered a negative reputation, often perceived as products that drain investment portfolios without delivering adequate returns. Critics argue that they can limit wealth accumulation, leading to the common refrain that “annuities are bad.” However, this blanket statement fails to recognize the diversity within the category of annuities. Peregrim points out that there are numerous types and subtypes of annuities, each designed for different purposes and financial situations.

The core misunderstanding lies in the fact that many people view annuities solely as income-generating vehicles, akin to pensions. While it is true that most annuities are structured to provide regular payments, others serve completely different functions, such as protecting capital or offering investment opportunities. This complexity often leads to confusion, with individuals dismissing annuities altogether or, conversely, investing in the wrong type due to a lack of understanding.

The Right Tool for the Job

Peregrim emphasizes the importance of evaluating whether an annuity is truly needed before deciding which type to pursue. This approach aligns with the broader principle of financial planning: understanding one’s unique circumstances and goals is paramount. Just as a mechanic wouldn’t use a single tool for every repair, individuals should not rely on a single type of investment for their financial needs.

For example, variable annuities come with higher risks and potential rewards, making them suitable for some investors but not for those seeking stability and protection of their foundational capital. Conversely, fixed annuities or Multi-Year Guaranteed Annuities (MYGAs) may be more appropriate for individuals prioritizing security over growth. The key takeaway is that the right annuity can serve as a valuable tool in a financial toolkit, but the wrong one can lead to wasted resources and missed opportunities.

There are fixed indexed annuities that many times are better than other options. These are set up to provide growth when the market increases but they are also set up that they do not decrease when the market goes down. Thus, benefits from market growth with no risks of losses.

A significant factor in the misapplication of annuities is the influence of financial advisors and agents who may have limited product offerings. As Peregrim notes, agents often promote the products that yield them higher commissions, which can skew their recommendations. This situation creates a conflict of interest, as individuals may be steered toward variable annuities even when their financial goals would be better served by other options.

To navigate this landscape, it is essential for consumers to seek advisors who prioritize their clients’ needs over their own compensations. A knowledgeable advisor should guide clients through the various annuity options, helping them understand the benefits and drawbacks of each type in relation to their specific financial goals.

In conclusion, annuities are not inherently good or bad; rather, they are tools that can be extremely effective when used appropriately. The key lies in understanding the diverse landscape of annuities and recognizing that each individual’s financial situation is unique. By shifting the focus from a one-size-fits-all mentality to a more nuanced approach, individuals can make informed decisions that align with their long-term financial objectives. As Jack Peregrim articulates, the first question should not be, “What annuity do I need?” but rather, “Do I need an annuity at all?” This mindset shift is essential for harnessing the true potential of annuities as valuable components of a comprehensive financial strategy.

Jack shared: “Annuities have so many different types and subtypes of annuities. The word annuity basically means that it provides somebody a large amount of money and they take those funds and transfer them into smaller payments over time. And that’s how people look at annuities. They’re paid out like a pension is. A pension is a type of an annuity.”

Video Link: https://www.youtube.com/embed/IlJRWqEX9l4

Jack Peregrim is the founder and President of Fourth Quarter Advisors and he has a long career in business and strategy including his 30 years as the founder and owner of PARAGON Development which focused on providing strategic management services to many Fortune 50 global corporations.

On his ‘retirement’ he personally recognized the complexity in Social Security options as well as Medicare. And, there is very little support and education available other than that offered by individuals and organization driven by revenue received for selling products and services.

Jack and others are trained and committed with Certified Financial Fiduciary® designations. And, we are volunteer presenters for workshops sponsored by a number of non-profits which are non-profit 501(C)3 organizations and support programs in a wide range of retirement issues.

Jack is a Certified Financial Fiduciary™ in addition to his involvement in numerous professional and personal organizations.

Learn More: https://www.fourthquarteradvisors.com/

Recent News & Interviews

Media Contact
Company Name: Marketing Huddle, LLC
Contact Person: Mike Saunders, MBA
Email: Send Email
Phone: 7202323112
Country: United States
Website: https://www.AuthorityPositioningCoach.com

Jack Peregrim, Founder of Fourth Quarter Advisors, Interviewed on the Influential Entrepreneurs Podcast Discussing 3 Retirement Strategies Nobody Talks About

Jack Peregrim discusses the 3 retirement strategies nobody talks about

Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-jack-peregrim-founder-of-fourth-quarter-advisors-discussing-3-retirement-strategies-nobody-talks-about/

As individuals approach retirement, the strategies that guided their financial decisions during their working years need to change radically. The transition from accumulating wealth to managing and decumulating that wealth can be fraught with challenges.

One of the most critical yet overlooked strategies in this transition is portfolio rebalancing. This essay explores the importance of rebalancing a portfolio for retirement success, drawing insights from industry experts and financial principles.

During one’s working years, the focus is primarily on accumulation. Individuals save and contribute to various retirement accounts such as 401(k)s, 403(b)s, and IRAs, often with the expectation that the stock market will grow and recover from any downturns as it always has. This approach works well when individuals have a steady income stream and a significant time horizon before retirement. However, as retirement approaches, the financial landscape changes dramatically.

A second change in focus should be on taxes. We assume that our taxes will be less in retirement than they are now. But, that is not always the case and many times we wend up paying higher rates on taxes when we are required to take required distributions from out deferred savings. (IRAs; 401Ks; 403(b)s; etc.).

And, then a third factor hits us that is new in retirement. We need to understand what our investments must do when we will be faced with drawdowns on those assets. That means we need to understand specifically the returns we need and they are different than they were in the past.

In conclusion, rebalancing our portfolio and investment strategies is a critical strategy for achieving retirement success. By doing so, they can safeguard their financial future, ensuring that they not only survive but thrive in their retirement years.

Jack shared: “It’s just that one day we don’t have to go to the office and our time is different and very little changes. But, the fact is that there are some huge changes that occur. Your retirement years are very different. and need different strategies, different approaches.”

Video Link: https://www.youtube.com/embed/8WaPABVzMcU

About Jack Peregrim

Jack Peregrim is the founder and President of Fourth Quarter Advisors and he has a long career in business and strategy including his 30 years as the founder and owner of PARAGON Development which focused on providing strategic management services to many Fortune 50 global corporations.

On his ‘retirement’ he personally recognized the complexity in Social Security options as well as Medicare. And, there is very little support and education available other than that offered by individuals and organization driven by revenue received for selling products and services.

Jack and others are trained and committed with Certified Financial Fiduciary® designations. And, we are volunteer presenters for workshops sponsored by a number of non-profits which are non-profit 501(C)3 organizations and support programs in a wide range of retirement issues.

Jack is a Certified Financial Fiduciary™ in addition to his involvement in numerous professional and personal organizations.

Learn More: https://www.fourthquarteradvisors.com/

Recent News & Interviews

Media Contact
Company Name: Marketing Huddle, LLC
Contact Person: Mike Saunders, MBA
Email: Send Email
Phone: 7202323112
Country: United States
Website: https://www.AuthorityPositioningCoach.com

“75 Gifts of Advice for the Christian Graduate: That Your Future Self Will Appreciate” by Kelly Owens Offers a Powerful Alternative to Traditional Graduation Gifts

75 Gifts of Advice for the Christian Graduate: That Your Future Self Will Appreciate by Kelly Owens is a practical, faith-based guide for graduates entering their next season of life. Featuring 75 concise lessons on character, finances, relationships, mindset, and walking with God, this easy-to-read book offers lasting wisdom—making it a meaningful alternative to traditional graduation gifts.

New York, NY – As graduation season approaches, author Kelly Owens is offering something far more lasting than a card filled with cash—a gift of wisdom, direction, and faith that graduates can carry with them for a lifetime.

Her new book, 75 Gifts of Advice for the Christian Graduate: That Your Future Self Will Appreciate, is designed to equip young adults with practical guidance and spiritual insight as they step into one of life’s most defining transitions.

In a world where many graduates feel uncertain about their next steps, Owens delivers clarity through 75 concise, impactful lessons covering the areas that matter most. From character development and financial stewardship to relationships, resilience, and walking in faith, this book serves as both a roadmap and a companion for the journey ahead.

Written as a fast and accessible read, the book ensures that graduates can quickly absorb and apply its lessons in real time—without feeling overwhelmed. Each “gift of advice” is crafted to meet young adults where they are while pointing them toward who they are called to become.

“This is more than just a book—it’s a seed for their future,” said Kelly Owens. “If you’re looking for a meaningful gift beyond money, this is something a graduate can return to again and again. It’s filled with the kind of wisdom I wish more young people had access to at the start of their journey.”

Topics explored throughout the book include:

  • Character Development
  • Financial Wisdom & Tithing
  • Boundaries & Relationships
  • Personal Growth & Mindset
  • Health & Habits
  • Time Management & Communication
  • Resilience & Life Skills
  • Letting God Lead & Walking in Faith

Owens also shared a heartfelt message with her community, encouraging others to help spread the word during graduation season:

“I would be so grateful if you’d help share this message. This is the time of year when people are looking for meaningful gifts for graduates. It only takes a second to share, and it could make a lasting impact in someone’s life.”

In addition, Owens has announced that a secular version of the book is currently in development and will be released soon, expanding the reach of these principles to an even broader audience.

Perfect for graduates, parents, grandparents, mentors, and anyone looking to invest in the next generation, 75 Gifts of Advice for the Christian Graduate stands as a timely and purposeful resource for launching young adults into their future with confidence and faith.

Available on Amazon.

About the Author

Kelly Owens is passionate about helping individuals grow in faith, character, and purpose. Through her writing, she equips readers with practical wisdom rooted in timeless principles to navigate life’s most important seasons with confidence and clarity.

Media Contact
Company Name: New Life Publishing
Contact Person: Angela Simoes
Email: Send Email
Phone: 415-302-2934
Country: United States
Website: https://www.amazon.com/Gifts-Advice-Christian-Graduate-Appreciate/dp/B0BZBZHHTR

CAREGD™ Joins “Talk Derby To Me” as Diamond Sponsor, Introducing the Check-In Lounge – Where Real Connection Cuts Through the Noise

CAREGD™ joins Talk Derby To Me as Diamond Sponsor, introducing the Check-In Lounge — a live activation designed to create real connection inside a high-energy, high-visibility event.

Santa Clarita, California – May 24, 2026 – CAREGD™ has been named Diamond Sponsor of the 3rd Annual Talk Derby To Me, taking place May 2, 2026 at Sand Canyon Country Club in Santa Clarita, California.

The event brings together more than 250 professionals, business owners, influencers, and community leaders in a high-energy environment built for visibility and interaction.

Inside that environment, CAREGD™ is introducing its signature activation:

The Check-In Lounge™

A live experience designed to do something most events don’t:

Create a moment where people actually connect.

Designed for Contrast

While the main event is built for movement, attention, and social energy, the Check-In Lounge creates a deliberate shift:

– a space for real conversation – an environment where presence stands out – a move from surface interaction to meaningful connection

In a room built for attention, this becomes the place people remember.

A Room That Drives Opportunity

Talk Derby To Me is more than a social event — it’s a curated room of influence.

Guests include:

– business owners and operators – professionals with purchasing power – influencers and creators – community leaders and connectors

That creates direct access to:

– high-value relationships – potential clients and collaborators – organic content opportunities – connections that extend beyond the event

Built Into the Experience

The Check-In Lounge is not a standalone installation.

It is embedded into the flow of the event through:

– intentional placement – natural guest movement – proximity to key moments

This changes how people engage — and what they take with them after.

“We don’t create the conversation — we create the moment before someone is ready to have one,” said Lisa Williams, Founder of CAREGD™.

Event Details

Talk Derby To Me May 2, 2026 2:00 PM – 7:00 PM Sand Canyon Country Club, Santa Clarita, California

About CAREGD™

CAREGD™ is a for-profit emotional infrastructure company designed to scale how people check in across real life — at work, at home, and inside live experiences.

Through signature experiences like the Check-In Lounge™ and Drop the Weight™, CAREGD™ creates structured moments that help people recognize what they’re carrying and connect in a way that actually lands.

Each interaction is supported by a data layer — turning real-time check-ins into insights that help organizations, communities, and environments better understand the headspace of their people.

In spaces where most interaction stays on the surface, CAREGD™ builds the layer beneath it — where pressure is noticed earlier, conversations happen sooner, and care becomes something people know how to give, receive, and act on in real time.

Media Contact
Company Name: CAREGD™
Contact Person: Aniya Williams
Email: Send Email
Phone: 404-908-0844
Country: United States
Website: https://caregd.com

Jack Peregrim, Founder of Fourth Quarter Advisors, Interviewed on the Influential Entrepreneurs Podcast, Discussing Invisible Money

Jack Peregrim discusses the importance of invisible money

Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-jack-peregrim-founder-of-fourth-quarter-advisors-discussing-invisible-money/

Jack Peregrim emphasizes the importance of understanding the key differences between income during employment years and retirement years, as each phase requires distinct financial strategies.

Invisible money represents real financial value that exists in the future but is not immediately visible. However, individuals can make intentional decisions today that generate wealth over time. This includes implementing tax-efficient investment strategies, optimizing retirement account contributions, and making informed asset allocation decisions.

One of the most common ways individuals lose out on invisible money is through a lack of awareness regarding the financial shifts that occur in retirement. Many retirees continue applying the same financial habits from their working years, which can result in missed opportunities or unnecessary losses. For example, failing to understand the tax implications of withdrawals from retirement accounts can lead to higher tax liabilities and reduced retirement income.

Additionally, procrastination can significantly impact long-term financial outcomes. Without proper planning, individuals may miss critical investment opportunities, creating a cycle of poor financial decisions that erode potential wealth over time. A lack of understanding around invisible money often leads to overlooked strategies that could otherwise generate meaningful financial growth.

Taking Action: Planning for Future Wealth

To effectively capture invisible money, individuals must take a proactive and informed approach:

  1. Educate: Understanding retirement planning and available financial tools is essential. Seek guidance through advisors, workshops, and educational resources.
  2. Develop a Comprehensive Financial Plan: Outline retirement goals, income streams, and expected expenses, incorporating tax strategies and diversified investments.
  3. Maximize Retirement Accounts: Utilize tax-advantaged accounts such as Roth IRAs, 401(k)s, and IRAs to support long-term growth.
  4. Review Investment Strategies Regularly: Ensure portfolios remain aligned with risk tolerance and retirement objectives.
  5. Consult a Retirement Planning Professional: An objective advisor can identify gaps and recommend strategies to minimize financial inefficiencies.

In summary, securing future wealth requires planning and informed decision-making. By understanding and leveraging invisible money, individuals can significantly improve their financial stability in retirement. As Peregrim highlights, the opportunity already exists—it simply requires the right strategy to bring it into view.

Jack shared: “Invisible money is real money—it’s simply in the future. The key is understanding what actions to take today to generate it, and education plays a critical role in making that possible.”

Video Link: https://www.youtube.com/embed/onmp_FTw3tc

About Jack Peregrim

Jack Peregrim is the founder and President of Fourth Quarter Advisors, and he has a long career in business and strategy, including his 30 years as the founder and owner of PARAGON Development, which focused on providing strategic management services to many Fortune 50 global corporations.

On his ‘retirement,’ he personally recognized the complexity in Social Security options as well as Medicare. And, there is very little support and education available other than that offered by individuals and organizations driven by revenue received for selling products and services.

Jack and others are trained and committed with Certified Financial Fiduciary® designations. And, we are volunteer presenters for workshops sponsored by a number of non-profits which are non-profit 501(C)3 organizations and support programs in a wide range of retirement issues.

Jack is a Certified Financial Fiduciary ™ in addition to his involvement in numerous professional and personal organizations.

Learn More: https://www.fourthquarteradvisors.com/

Recent News & Interviews

Media Contact
Company Name: Marketing Huddle, LLC
Contact Person: Mike Saunders, MBA
Email: Send Email
Phone: 7202323112
Country: United States
Website: https://www.AuthorityPositioningCoach.com

From Financial Confusion to Confident Growth: How Sariah Bronson Is Supporting Service Businesses Take Control of Their Numbers

SALT LAKE CITY, UT – A growing number of service-based businesses are generating strong revenue yet continue to face a critical challenge that is rarely addressed: financial clarity. Sariah Bronson, Business Efficiency Expert and founder of Silver Pro Solutions, is bringing attention to this issue while helping business owners regain control over their numbers, their decisions, and their long-term growth.

Through her work with businesses generating between $500,000 and $5 million annually, Bronson has identified a consistent pattern. Revenue alone is not solving financial uncertainty. Many business owners are working harder than ever, yet still feel disconnected from where their money is going, why profitability fluctuates, and how to confidently plan for the future.

“Most business owners aren’t struggling because they aren’t making money. They’re struggling because they don’t fully understand their numbers. When one doesn’t have clarity, every decision feels uncertain. My goal is to replace that uncertainty with confidence so business owners can actually lead,” said Sariah Bronson.

Bronson’s perspective challenges a common assumption in the entrepreneurial space. Higher revenue does not automatically lead to stronger financial stability. Without clear financial visibility, many leaders are forced to make decisions based on assumptions rather than data. This often leads to inconsistent profitability, operational stress, and stalled growth.

Her approach focuses on closing a critical gap in the financial services landscape. Traditional providers often concentrate on bookkeeping, tax preparation, or high-level advisory. However, many business owners are left without a true understanding of how their finances function day to day. Bronson’s work is designed to change that by helping entrepreneurs interpret and use their financial data with clarity and intention.

“I’ve seen so many business owners work incredibly hard and still feel like something isn’t adding up. It’s not a lack of effort. It’s a lack of clarity. When you understand your numbers, everything changes. You make better decisions, you feel more in control, and your business starts to make sense,” Bronson added.

By combining financial organization, structured systems, and real-world business insight, Bronson equips business owners with the tools to move from reactive decision-making to intentional growth. Her methodology goes beyond tracking numbers. It provides a clear framework for evaluating profitability, identifying inefficiencies, and aligning financial strategy with business goals.

For many service-based businesses, this shift is significant. With greater visibility comes the ability to price services with confidence, manage cash flow more effectively, and eliminate the uncertainty that often limits expansion.

Bronson’s mission is grounded in a simple but powerful principle. Financial clarity is not just about numbers. It is about control. When business owners understand how their business operates behind the scenes, they gain the confidence to scale, invest, and lead without hesitation.

As more entrepreneurs face increasing pressure to grow while maintaining profitability, Bronson’s insights are positioning her as a trusted authority in a space that demands both precision and practical application.

Business owners and leaders who want to better understand their financial position and identify hidden gaps in profitability can learn more by visiting:

https://financialclarityaudit.com/ https://sariahbronson.com/

About Sariah Bronson

Sariah Bronson is a Business Efficiency Expert and founder of Silver Pro Solutions, where she supports service-based business owners in gaining clarity and control over their finances. With a focus on financial organization, systems, and practical insight, she helps entrepreneurs move from uncertainty to confident decision-making. Her work is centered on creating the structure behind the scenes that allows businesses to grow sustainably, profitably, and with intention.

Media Contact
Company Name: Marketing Huddle, LLC
Contact Person: Mike Saunders, MBA
Email: Send Email
Phone: 7202323112
Country: United States
Website: https://www.AuthorityPositioningCoach.com

Best-Selling Author LaJuan “Mr.FourAM” Payne Challenges Traditional Entrepreneurship With Acquisition Wealth Strategy

As more professionals rethink entrepreneurship, Mr.FourAM’s Guide to Acquisition Artistry: Building Wealth through Strategic Acquisitions, the best-selling book, reveals how overlooked “micro-business” acquisitions, not startups, are becoming a powerful path to wealth for everyday entrepreneurs.

At a time when startup culture dominates the entrepreneurial conversation, best-selling author LaJuan “Mr.FourAM” Payne is shifting the narrative, proving that wealth is not built by starting businesses, but by buying them.

His book, Mr.FourAM’s Guide to Acquisition Artistry: Building Wealth through Strategic Acquisitions, has officially reached best-seller status, positioning Payne as a leading voice in a growing movement of entrepreneurs leveraging acquisition strategies to build sustainable wealth.

While venture capital firms compete over billion-dollar deals, Payne highlights a lesser-known opportunity: acquiring profitable “micro-businesses” valued under $10 million, companies that form the backbone of local communities, from tow companies to service-based businesses.

Who Is This Book For?

This best-selling guide is written for working professionals ready to transition from employee to owner and seeking a smarter path to financial independence. It speaks to entrepreneurs who want to grow without the uncertainty and risk of starting from scratch, as well as to individuals interested in acquiring and scaling small, profitable businesses. It also serves those who are focused on building long-term wealth and creating a legacy through strategic ownership rather than relying solely on earned income.

How Will Readers Benefit?

Readers will gain access to practical, real-world strategies that simplify the process of acquiring businesses. The book introduces the 30-20-10 Rule, which helps quickly evaluate whether a business is worth pursuing, along with 25 creative financing strategies that demonstrate how acquisitions can be structured with little to no upfront capital. Payne also shares the FourAM Strategic Growth Framework, designed to create consistent, scalable results over time. Through step-by-step acquisition systems, real-world case studies, and due diligence tools, readers are equipped with the clarity and confidence needed to make informed decisions and take action.

What Readers Are Saying

“This book is jam-packed with wealth strategies to help you acquire businesses and generate wealth. Use this book as a curriculum to level up in your entrepreneurial journey. I bought the hardcover because I knew this book was going to be a staple in my library!” — Simple Man

“Acquisition Artistry is a must-read for entrepreneurs and business leaders looking to expand their portfolios. It’s packed with actionable advice and a wealth of knowledge that will undoubtedly aid in making informed decisions. Highly recommended! Forge Ahead, Mr.FOURAM” — Elijah Idris

From East Oakland To Acquisition Authority

LaJuan “Mr.FourAM” Payne’s journey adds depth to his message. Rising from one of Oakland’s toughest environments, he spent over 15 years leading executive teams and structuring deals across multiple industries. Today, he translates that experience into practical frameworks that empower others to follow a similar path without needing elite credentials or massive capital.

More Than A Book—A Movement

Payne’s philosophy challenges conventional thinking:“Stop building companies… start buying them. Wealth isn’t built from scratch; it’s acquired.”

Through what he calls the FourAM Movement, Payne is building a community of acquisition-minded entrepreneurs focused on ownership, legacy, and long-term wealth.

About the Author

LaJuan “Mr.FourAM” Payne is an M&A growth advisor, educator, and best-selling author who teaches professionals how to build wealth through strategic business acquisitions. His work focuses on simplifying complex deal-making into actionable frameworks for everyday entrepreneurs. https://www.fouramacademy.com

Media Contact
Company Name: FourAM Academy
Contact Person: LaJuan “Mr.FourAM” Payne
Email: Send Email
Phone: +1 424-281-3591
Country: United States
Website: https://www.fouramacademy.com